Flood Risk in Santa Barbara, CA

Santa Barbara, CA has a Flood Risk Score of 23/100 (Grade B), ranking #99 of 3,271 counties nationwide. The risk level is Moderate. There have been 23 NFIP flood insurance claims totaling $1,064,563 in payouts, with 15 federal disaster declarations on record.

Key Data

23
Risk Score
B
Grade
23
NFIP Claims
$1,064,563
Total Payouts
15
Disasters
23
Active Policies

Score Breakdown

FactorScoreWeight
Claims Density140%
Disaster Frequency3225%
Claim Severity020%
Year-over-Year Trend10015%
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Data from FEMA OpenFEMA (NFIP claims and disaster declarations). Last updated 2026-04-12.