Updated April 2026
Flood Risk by State
Explore county-level flood risk data for all 58 U.S. states and territories. Data covers 3,271 counties with 30,909 total NFIP flood insurance claims.
Highest Average Risk
| State | Avg Score | Claims |
|---|---|---|
| Louisiana | 25 | 3,634 |
| Florida | 23 | 9,817 |
| New Jersey | 17 | 697 |
| PR | 17 | 13 |
| Connecticut | 16 | 110 |
All States & Territories
Alabama
68 counties · Avg score 14
268 NFIP claims
Alaska19 counties · Avg score 9
14 NFIP claims
Arizona16 counties · Avg score 11
37 NFIP claims
Arkansas76 counties · Avg score 11
149 NFIP claims
AS5 counties · Avg score 11
0 NFIP claims
California59 counties · Avg score 13
361 NFIP claims
Colorado65 counties · Avg score 9
54 NFIP claims
Connecticut9 counties · Avg score 16
110 NFIP claims
Delaware4 counties · Avg score 10
34 NFIP claims
District of Columbia1 counties · Avg score 10
10 NFIP claims
Florida68 counties · Avg score 23
9,817 NFIP claims
FM1 counties · Avg score 8
0 NFIP claims
Georgia160 counties · Avg score 11
370 NFIP claims
GU1 counties · Avg score 8
0 NFIP claims
Hawaii6 counties · Avg score 12
54 NFIP claims
Idaho45 counties · Avg score 9
19 NFIP claims
Illinois103 counties · Avg score 10
257 NFIP claims
Indiana93 counties · Avg score 10
119 NFIP claims
Iowa100 counties · Avg score 12
108 NFIP claims
Kansas106 counties · Avg score 9
55 NFIP claims
Kentucky121 counties · Avg score 10
317 NFIP claims
Louisiana65 counties · Avg score 25
3,634 NFIP claims
Maine17 counties · Avg score 14
65 NFIP claims
Maryland25 counties · Avg score 14
146 NFIP claims
Massachusetts15 counties · Avg score 14
188 NFIP claims
MH6 counties · Avg score 8
0 NFIP claims
Michigan83 counties · Avg score 9
166 NFIP claims
Minnesota88 counties · Avg score 12
51 NFIP claims
Mississippi83 counties · Avg score 13
276 NFIP claims
Missouri116 counties · Avg score 10
425 NFIP claims
Montana57 counties · Avg score 10
17 NFIP claims
MP1 counties · Avg score 8
0 NFIP claims
Nebraska94 counties · Avg score 10
80 NFIP claims
Nevada18 counties · Avg score 9
18 NFIP claims
New Hampshire10 counties · Avg score 14
26 NFIP claims
New Jersey22 counties · Avg score 17
697 NFIP claims
New Mexico34 counties · Avg score 10
42 NFIP claims
New York63 counties · Avg score 13
607 NFIP claims
North Carolina101 counties · Avg score 15
1,598 NFIP claims
North Dakota54 counties · Avg score 15
8 NFIP claims
Ohio89 counties · Avg score 9
153 NFIP claims
Oklahoma78 counties · Avg score 10
107 NFIP claims
Oregon37 counties · Avg score 10
46 NFIP claims
Pennsylvania68 counties · Avg score 13
425 NFIP claims
PR79 counties · Avg score 17
13 NFIP claims
Rhode Island6 counties · Avg score 12
29 NFIP claims
South Carolina47 counties · Avg score 15
1,061 NFIP claims
South Dakota67 counties · Avg score 12
34 NFIP claims
Tennessee96 counties · Avg score 10
215 NFIP claims
Texas255 counties · Avg score 12
7,802 NFIP claims
Utah30 counties · Avg score 9
11 NFIP claims
Vermont15 counties · Avg score 14
54 NFIP claims
VI4 counties · Avg score 16
21 NFIP claims
Virginia135 counties · Avg score 12
321 NFIP claims
Washington40 counties · Avg score 12
151 NFIP claims
West Virginia56 counties · Avg score 12
148 NFIP claims
Wisconsin73 counties · Avg score 10
112 NFIP claims
Wyoming18 counties · Avg score 8
9 NFIP claims