Updated April 2026
Flood Risk in Vermont
Vermont has 15 counties with flood risk data, 54 total NFIP flood insurance claims, and an average risk score of 14 out of 100.
15
Counties
54
NFIP Claims
$2,577,066
Total Payouts
14
Avg Risk Score
Grade Distribution
A
14
counties
B
1
counties
C
0
counties
D
0
counties
F
0
counties
Riskiest in Vermont
| County | Grade | Score |
|---|---|---|
| Washington | B | 24 |
| Caledonia | A | 16 |
| Orange | A | 15 |
| Franklin | A | 15 |
| Lamoille | A | 15 |
Safest in Vermont
| County | Grade | Score |
|---|---|---|
| Statewide | A | 8 |
| Grand Isle | A | 11 |
| Bennington | A | 13 |
| Windham | A | 13 |
| Essex | A | 13 |
All 15 Counties in Vermont
Sorted by flood risk score, highest to lowest.
| # | County | Grade | Score | Claims | Payouts | Disasters |
|---|---|---|---|---|---|---|
| 1 | Washington | B | 24 | 26 | $1,564,558 | 16 |
| 2 | Caledonia | A | 16 | 6 | $229,944 | 15 |
| 3 | Orange | A | 15 | 1 | $0 | 14 |
| 4 | Franklin | A | 15 | 2 | $12,210 | 13 |
| 5 | Lamoille | A | 15 | 3 | $181,973 | 14 |
| 6 | Chittenden | A | 15 | 5 | $116,740 | 13 |
| 7 | Windsor | A | 14 | 6 | $395,065 | 12 |
| 8 | Orleans | A | 14 | 1 | $32,449 | 12 |
| 9 | Bennington | A | 13 | 0 | $0 | 10 |
| 10 | Windham | A | 13 | 3 | $24,798 | 11 |
| 11 | Essex | A | 13 | 0 | $0 | 11 |
| 12 | Rutland | A | 13 | 0 | $0 | 10 |
| 13 | Addison | A | 13 | 1 | $19,329 | 11 |
| 14 | Grand Isle | A | 11 | 0 | $0 | 7 |
| 15 | Statewide | A | 8 | 0 | $0 | 1 |