Updated April 2026
Flood Risk in Virginia
Virginia has 135 counties with flood risk data, 321 total NFIP flood insurance claims, and an average risk score of 12 out of 100.
135
Counties
321
NFIP Claims
$6,281,565
Total Payouts
12
Avg Risk Score
Grade Distribution
A
134
counties
B
1
counties
C
0
counties
D
0
counties
F
0
counties
Riskiest in Virginia
| County | Grade | Score |
|---|---|---|
| Norfolk | B | 21 |
| Alexandria | A | 20 |
| Portsmouth | A | 19 |
| Fairfax | A | 18 |
| Roanoke | A | 17 |
Safest in Virginia
| County | Grade | Score |
|---|---|---|
| Chesapeake | A | 8 |
| Virginia Beach | A | 8 |
| Galax | A | 10 |
| Russell | A | 10 |
| Bristol | A | 10 |
All 135 Counties in Virginia
Sorted by flood risk score, highest to lowest.
| # | County | Grade | Score | Claims | Payouts | Disasters |
|---|---|---|---|---|---|---|
| 1 | Norfolk | B | 21 | 32 | $309,261 | 11 |
| 2 | Alexandria | A | 20 | 10 | $94,788 | 9 |
| 3 | Portsmouth | A | 19 | 17 | $313,752 | 11 |
| 4 | Fairfax | A | 18 | 19 | $138,622 | 6 |
| 5 | Roanoke | A | 17 | 7 | $131,085 | 8 |
| 6 | Northumberland | A | 16 | 4 | $32,160 | 15 |
| 7 | Chesterfield | A | 15 | 3 | $0 | 13 |
| 8 | Essex | A | 15 | 0 | $0 | 13 |
| 9 | King and Queen | A | 15 | 0 | $0 | 13 |
| 10 | Lancaster | A | 15 | 1 | $9,592 | 14 |
| 11 | Middlesex | A | 15 | 1 | $5,939 | 13 |
| 12 | Richmond | A | 15 | 1 | $14,675 | 13 |
| 13 | Westmoreland | A | 15 | 0 | $0 | 14 |
| 14 | Mathews | A | 15 | 2 | $23,893 | 13 |
| 15 | Northampton | A | 14 | 1 | $0 | 12 |
| 16 | Nelson | A | 14 | 0 | $0 | 12 |
| 17 | Suffolk | A | 14 | 1 | $10,124 | 12 |
| 18 | Accomack | A | 14 | 5 | $63,361 | 12 |
| 19 | Fluvanna | A | 13 | 0 | $0 | 10 |
| 20 | James City | A | 13 | 0 | $0 | 10 |
| 21 | King William | A | 13 | 0 | $0 | 11 |
| 22 | Lunenburg | A | 13 | 0 | $0 | 10 |
| 23 | New Kent | A | 13 | 0 | $0 | 10 |
| 24 | Nottoway | A | 13 | 0 | $0 | 10 |
| 25 | Powhatan | A | 13 | 0 | $0 | 11 |
| 26 | Rappahannock | A | 13 | 0 | $0 | 10 |
| 27 | Botetourt | A | 13 | 0 | $0 | 10 |
| 28 | Isle of Wight | A | 13 | 0 | $0 | 11 |
| 29 | Richmond | A | 13 | 2 | $12,016 | 10 |
| 30 | Williamsburg | A | 13 | 0 | $0 | 10 |
| 31 | Greene | A | 13 | 0 | $0 | 11 |
| 32 | Shenandoah | A | 13 | 0 | $0 | 10 |
| 33 | Surry | A | 13 | 0 | $0 | 11 |
| 34 | Warren | A | 13 | 1 | $34,610 | 10 |
| 35 | Henrico | A | 13 | 2 | $28,469 | 11 |
| 36 | King George | A | 13 | 1 | $1,382 | 10 |
| 37 | York | A | 13 | 2 | $4,274 | 11 |
| 38 | Poquoson | A | 13 | 3 | $20,072 | 10 |
| 39 | Amherst | A | 13 | 0 | $0 | 10 |
| 40 | Augusta | A | 13 | 1 | $76,473 | 11 |
| 41 | Bedford | A | 13 | 0 | $0 | 10 |
| 42 | Gloucester | A | 13 | 2 | $7,971 | 10 |
| 43 | Page | A | 13 | 0 | $0 | 10 |
| 44 | Rockbridge | A | 13 | 0 | $0 | 11 |
| 45 | Rockingham | A | 13 | 2 | $1,848 | 10 |
| 46 | Buena Vista | A | 13 | 0 | $0 | 11 |
| 47 | Buchanan | A | 12 | 4 | $12,833 | 9 |
| 48 | Amelia | A | 12 | 0 | $0 | 9 |
| 49 | Appomattox | A | 12 | 0 | $0 | 9 |
| 50 | Brunswick | A | 12 | 1 | $6,118 | 9 |
| 51 | Campbell | A | 12 | 2 | $0 | 9 |
| 52 | Cumberland | A | 12 | 0 | $0 | 9 |
| 53 | Dinwiddie | A | 12 | 0 | $0 | 9 |
| 54 | Franklin | A | 12 | 1 | $244 | 9 |
| 55 | Grayson | A | 12 | 0 | $0 | 8 |
| 56 | Halifax | A | 12 | 0 | $0 | 9 |
| 57 | Mecklenburg | A | 12 | 0 | $0 | 9 |
| 58 | Montgomery | A | 12 | 2 | $30,084 | 8 |
| 59 | Pittsylvania | A | 12 | 0 | $0 | 9 |
| 60 | Danville | A | 12 | 3 | $379,985 | 8 |
| 61 | Charles City | A | 12 | 0 | $0 | 9 |
| 62 | Craig | A | 12 | 0 | $0 | 8 |
| 63 | Pulaski | A | 12 | 2 | $92,602 | 9 |
| 64 | Franklin | A | 12 | 0 | $0 | 8 |
| 65 | Hampton | A | 12 | 12 | $115,688 | 14 |
| 66 | Clarke | A | 12 | 0 | $0 | 9 |
| 67 | Culpeper | A | 12 | 0 | $0 | 8 |
| 68 | Fauquier | A | 12 | 0 | $0 | 8 |
| 69 | Frederick | A | 12 | 0 | $0 | 8 |
| 70 | Highland | A | 12 | 0 | $0 | 8 |
| 71 | Madison | A | 12 | 0 | $0 | 9 |
| 72 | Caroline | A | 12 | 0 | $0 | 8 |
| 73 | Hanover | A | 12 | 1 | $0 | 8 |
| 74 | Sussex | A | 12 | 0 | $0 | 9 |
| 75 | Hopewell | A | 12 | 0 | $0 | 8 |
| 76 | Albemarle | A | 12 | 0 | $0 | 8 |
| 77 | Alleghany | A | 12 | 1 | $11,470 | 8 |
| 78 | Bath | A | 12 | 0 | $0 | 9 |
| 79 | Buckingham | A | 12 | 0 | $0 | 8 |
| 80 | Goochland | A | 12 | 0 | $0 | 8 |
| 81 | Louisa | A | 12 | 0 | $0 | 9 |
| 82 | Bedford | A | 12 | 0 | $0 | 9 |
| 83 | Harrisonburg | A | 12 | 1 | $8,710 | 8 |
| 84 | Lynchburg | A | 12 | 1 | $33,832 | 8 |
| 85 | Waynesboro | A | 12 | 3 | $13,548 | 8 |
| 86 | Charlotte | A | 11 | 0 | $0 | 7 |
| 87 | Floyd | A | 11 | 3 | $207,845 | 7 |
| 88 | Prince Edward | A | 11 | 0 | $0 | 7 |
| 89 | Martinsville | A | 11 | 0 | $0 | 7 |
| 90 | Henry | A | 11 | 1 | $201,536 | 6 |
| 91 | Patrick | A | 11 | 0 | $0 | 6 |
| 92 | Newport News | A | 11 | 11 | $89,403 | 12 |
| 93 | Roanoke | A | 11 | 6 | $58,385 | 7 |
| 94 | Southampton | A | 11 | 1 | $8,513 | 7 |
| 95 | Arlington | A | 11 | 3 | $5,555 | 6 |
| 96 | Loudoun | A | 11 | 1 | $9,049 | 7 |
| 97 | Prince William | A | 11 | 5 | $99,673 | 7 |
| 98 | Fairfax | A | 11 | 1 | $0 | 6 |
| 99 | Falls Church | A | 11 | 1 | $3,500 | 6 |
| 100 | Greensville | A | 11 | 0 | $0 | 7 |
| 101 | Prince George | A | 11 | 1 | $11,290 | 7 |
| 102 | Colonial Heights | A | 11 | 0 | $0 | 7 |
| 103 | Emporia | A | 11 | 2 | $3,379 | 7 |
| 104 | Petersburg | A | 11 | 3 | $162,259 | 7 |
| 105 | Carroll | A | 11 | 0 | $0 | 6 |
| 106 | Giles | A | 11 | 0 | $0 | 7 |
| 107 | Orange | A | 11 | 0 | $0 | 7 |
| 108 | Smyth | A | 11 | 5 | $118,854 | 6 |
| 109 | Spotsylvania | A | 11 | 1 | $16,216 | 6 |
| 110 | Stafford | A | 11 | 4 | $3,123 | 7 |
| 111 | Washington | A | 11 | 1 | $9,203 | 7 |
| 112 | Charlottesville | A | 11 | 0 | $0 | 6 |
| 113 | Covington | A | 11 | 1 | $16,678 | 6 |
| 114 | Fredericksburg | A | 11 | 0 | $0 | 6 |
| 115 | Lexington | A | 11 | 0 | $0 | 7 |
| 116 | Radford | A | 11 | 0 | $0 | 6 |
| 117 | Salem | A | 11 | 3 | $27,089 | 6 |
| 118 | Staunton | A | 11 | 0 | $0 | 6 |
| 119 | Galax | A | 10 | 0 | $0 | 5 |
| 120 | Russell | A | 10 | 1 | $46,580 | 5 |
| 121 | Bristol | A | 10 | 0 | $0 | 4 |
| 122 | Manassas | A | 10 | 1 | $0 | 5 |
| 123 | Bland | A | 10 | 1 | $3,469 | 5 |
| 124 | Dickenson | A | 10 | 0 | $0 | 5 |
| 125 | Lee | A | 10 | 0 | $0 | 5 |
| 126 | Scott | A | 10 | 0 | $0 | 4 |
| 127 | Tazewell | A | 10 | 5 | $116,068 | 4 |
| 128 | Wise | A | 10 | 1 | $47,241 | 4 |
| 129 | Wythe | A | 10 | 0 | $0 | 5 |
| 130 | Manassas Park | A | 10 | 0 | $0 | 4 |
| 131 | Norton | A | 10 | 1 | $10,244 | 4 |
| 132 | Winchester | A | 10 | 0 | $0 | 5 |
| 133 | Mattaponi Indian Reservation | A | 10 | 0 | $0 | 4 |
| 134 | Chesapeake | A | 8 | 14 | $103,950 | 11 |
| 135 | Virginia Beach | A | 8 | 89 | $2,862,982 | 11 |