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Chesterfield, VA

Flood Risk Score: 15/100 · Rank #602 of 3,277 counties

Chesterfield County in Virginia has 13 FEMA disaster declarations on record covering 1969–2018, most recently Tropical Storm Michael on Dec 18, 2018 (DR-4411). Its flood risk grade is A (Low risk), ranking #602 of 3,277 U.S. counties, with 5 NFIP flood insurance claims totaling $34,576 in payouts. Flood risk is relatively low compared to the national average.

15
Risk Score
5
NFIP Claims
$34,576
Total Payouts
13
Disasters
$6,915
Avg Claim
5
Active Policies

FEMA Disaster Declarations in Chesterfield County

The 13 most recent federally declared disasters affecting Chesterfield County, VA (1969–2018). Total declarations on record: 13.

DeclaredIncident TypeTitleFEMA Disaster #
Dec 18, 2018HurricaneTropical Storm MichaelDR-4411
Oct 15, 2018HurricaneHurricane FlorenceDR-4401
Sep 11, 2018HurricaneHurricane FlorenceDR-3403
Oct 29, 2012HurricaneHurricane SandyDR-3359
Sep 3, 2011HurricaneHurricane IreneDR-4024
Sep 12, 2005HurricaneHurricane Katrina EvacuationDR-3240
Sep 18, 2003HurricaneHurricane IsabelDR-1491
Sep 18, 1999HurricaneHurricane Floyd Major Disaster DeclarationsDR-1293
Sep 6, 1996HurricaneHurricane Fran and Associated Severe Storm CondDR-1135
Nov 9, 1985FloodSevere Storms & FloodingDR-755
Oct 10, 1972FloodSevere Storms & FloodingDR-359
Jun 23, 1972FloodTropical Storm AgnesDR-339
Aug 23, 1969HurricaneSevere Storms & FloodingDR-274

Score Breakdown

The composite score of 15 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
28
Claim Severity
20%
0
Year-over-Year Trend
15%
50

Other Counties in Virginia

CountyGradeScoreClaimsDisasters
EssexA15213
King and QueenA15113
LancasterA15014
MiddlesexA15013
RichmondA15213
WestmorelandA15414
View All Counties in Virginia

Frequently Asked Questions

How many FEMA disaster declarations does Chesterfield County, VA have?

Chesterfield County, VA has 13 federal disaster declarations on FEMA record (1969–2018). The 5 most recent are: Tropical Storm Michael (declared Dec 18, 2018, DR-4411); Hurricane Florence (declared Oct 15, 2018, DR-4401); Hurricane Florence (declared Sep 11, 2018, DR-3403); Hurricane Sandy (declared Oct 29, 2012, DR-3359); Hurricane Irene (declared Sep 3, 2011, DR-4024). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Chesterfield County, VA?

Chesterfield County is graded A (composite score 15/100, low risk). It ranks #602 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Chesterfield County?

5 NFIP flood insurance claims have been filed in Chesterfield County, VA, totaling $34,576 in payouts. The average claim is $6,915. Source: FEMA FimaNfipClaims v2 dataset.

Has Chesterfield County, VA had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Chesterfield County was Tropical Storm Michael on Dec 18, 2018 (DR-4411). The county has 13 declared disasters in the OpenFEMA record covering 1969–2018.

For this entity, the underlying data on this page comes from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. The breakdown above is the federal record; the paragraphs below add the per-entity context that makes the headline numbers usable for a real decision rather than just a data lookup.

Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.

Practical use of this page is in combination with the comparison and ranking pages elsewhere on the site, which surface the same data for this entity’s peers within U.S. ZIPs, counties, and states. A single-entity reading without peer context can be misleading when an entity is an outlier on one axis but typical on another.

Source: FEMA OpenFEMA datasets, 2026.