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Updated April 2026

Flood Risk in North Carolina

North Carolina has 101 counties with flood risk data, 1.6K total NFIP flood insurance claims, and an average risk score of 15 out of 100.

101
Counties
1.6K
NFIP Claims
$63,796,141
Total Payouts
15
Avg Risk Score

Grade Distribution

A
91
counties
B
10
counties
C
0
counties
D
0
counties
F
0
counties

Riskiest in North Carolina

CountyGradeScore
CarteretB29
CravenB29
HydeB28
PamlicoB28
PenderB28

Safest in North Carolina

CountyGradeScore
WakeA9
CumberlandA11
WilsonA11
AlexanderA11
CherokeeA11

All 101 Counties in North Carolina

Sorted by flood risk score, highest to lowest.

#CountyGradeScoreClaimsPayoutsDisasters
1CarteretB29137$4,228,87623
2CravenB29147$10,824,31323
3HydeB2831$1,887,29824
4PamlicoB2866$2,160,90623
5PenderB2874$3,665,22223
6ColumbusB2728$1,182,01522
7PittB269$144,96520
8CurrituckB2449$535,86417
9OrangeB2216$1,235,60712
10NASHB217$196,83414
11BrunswickA20158$3,093,96425
12OnslowA2042$1,127,30622
13BuncombeA1936$4,097,46812
14JonesA196$394,58021
15MecklenburgA1923$1,589,0167
16ChowanA181$9,15419
17BladenA183$142,15419
18DuplinA1823$2,439,38619
19GreeneA183$40,07919
20BertieA1710$392,88318
21RobesonA1758$1,960,65815
22SampsonA174$67,73217
23TyrrellA1710$158,10917
24WayneA1731$1,252,00817
25AsheA163$96,37315
26HertfordA161$22,85016
27CamdenA168$122,12116
28PasquotankA165$26,84616
29PerquimansA161$32,50016
30WashingtonA163$24,48716
31JohnstonA167$426,09915
32EdgecombeA1621$942,19715
33HalifaxA161$015
34MartinA161$19,14116
35NorthamptonA160$015
36AveryA158$472,68013
37WataugaA1513$431,96214
38LenoirA1522$1,086,95920
39New HanoverA15105$2,413,54523
40DareA15163$3,503,45722
41HokeA151$013
42DavidsonA153$155,65214
43MontgomeryA151$7,47413
44DurhamA1510$524,41511
45AnsonA150$013
46GatesA151$8,07414
47MadisonA142$460,43212
48YanceyA144$415,29012
49HaywoodA1421$1,460,07311
50AlamanceA143$96,13512
51ChathamA141$15,62212
52GranvilleA140$012
53PersonA140$012
54RandolphA140$012
55VanceA142$19,82712
56HarnettA145$142,25512
57RichmondA140$012
58ScotlandA140$012
59WarrenA140$012
60Eastern Band of Cherokee IndiansA140$012
61JacksonA133$27,37811
62MitchellA130$011
63BeaufortA1372$1,581,60222
64CaswellA130$011
65ForsythA133$15,66511
66McDowellA131$15,40411
67RockinghamA131$39,64011
68StokesA131$011
69AlleghanyA130$010
70PolkA134$492,58311
71StanlyA132$89,75710
72GuilfordA1310$98,29812
73LeeA131$20,24011
74MooreA134$26,34711
75UnionA131$010
76FranklinA130$011
77WilkesA131$30,00011
78BurkeA136$446,99410
79CaldwellA134$139,78610
80MaconA132$133,60410
81GrahamA120$08
82TransylvaniaA124$889,3859
83DavieA120$08
84IredellA122$24,7629
85SurryA120$09
86YadkinA120$08
87CabarrusA120$08
88RowanA122$8,8019
89CatawbaA124$58,6399
90LincolnA120$08
91HendersonA1213$1,283,3609
92RutherfordA123$690,8289
93CumberlandA1133$1,384,90815
94WilsonA117$99,36415
95AlexanderA110$07
96CherokeeA112$2,8996
97ClayA110$07
98ClevelandA112$2,6017
99GastonA115$113,5147
100SwainA112$92,0707
101WakeA915$234,84911