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Rowan, NC

Flood Risk Score: 12/100 · Rank #1158 of 3,277 counties

Rowan County in North Carolina has 9 FEMA disaster declarations on record covering 1989–2022, most recently Hurricane Ian on Oct 1, 2022 (DR-3586). Its flood risk grade is A (Low risk), ranking #1158 of 3,277 U.S. counties, with 5 NFIP flood insurance claims totaling $50,253 in payouts. Flood risk is relatively low compared to the national average.

12
Risk Score
5
NFIP Claims
$50,253
Total Payouts
9
Disasters
$10,051
Avg Claim
5
Active Policies

FEMA Disaster Declarations in Rowan County

The 9 most recent federally declared disasters affecting Rowan County, NC (1989–2022). Total declarations on record: 9.

DeclaredIncident TypeTitleFEMA Disaster #
Oct 1, 2022HurricaneHurricane IanDR-3586
Aug 2, 2020HurricaneHurricane IsaiasDR-3534
Sep 3, 2019HurricaneHurricane Dorian DR-3423
Sep 14, 2018HurricaneHurricane FlorenceDR-4393
Sep 10, 2018HurricaneHurricane FlorenceDR-3401
Sep 5, 2005HurricaneHurricane Katrina EvacuationDR-3222
Sep 16, 1999HurricaneHurricane Floyd Major Disaster DeclarationsDR-1292
Sep 15, 1999HurricaneHurricane Floyd Emergency DeclarationsDR-3146
Sep 25, 1989HurricaneHurricane HugoDR-844

Score Breakdown

The composite score of 12 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
19
Claim Severity
20%
0
Year-over-Year Trend
15%
50

Other Counties in North Carolina

CountyGradeScoreClaimsDisasters
GrahamA1208
TransylvaniaA12149
WayneA1210717
DavieA1208
SurryA1209
YadkinA1208
View All Counties in North Carolina

Frequently Asked Questions

How many FEMA disaster declarations does Rowan County, NC have?

Rowan County, NC has 9 federal disaster declarations on FEMA record (1989–2022). The 5 most recent are: Hurricane Ian (declared Oct 1, 2022, DR-3586); Hurricane Isaias (declared Aug 2, 2020, DR-3534); Hurricane Dorian (declared Sep 3, 2019, DR-3423); Hurricane Florence (declared Sep 14, 2018, DR-4393); Hurricane Florence (declared Sep 10, 2018, DR-3401). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Rowan County, NC?

Rowan County is graded A (composite score 12/100, low risk). It ranks #1158 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Rowan County?

5 NFIP flood insurance claims have been filed in Rowan County, NC, totaling $50,253 in payouts. The average claim is $10,051. Source: FEMA FimaNfipClaims v2 dataset.

Has Rowan County, NC had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Rowan County was Hurricane Ian on Oct 1, 2022 (DR-3586). The county has 9 declared disasters in the OpenFEMA record covering 1989–2022.

The this entity record above pulls directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. What follows is the per-entity context — how this entity sits in the broader U.S. flood risk, NFIP claims, and disaster declarations distribution and which underlying factors drive the headline numbers.

Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.

Practical use of this page is in combination with the comparison and ranking pages elsewhere on the site, which surface the same data for this entity’s peers within U.S. ZIPs, counties, and states. A single-entity reading without peer context can be misleading when an entity is an outlier on one axis but typical on another.

Source: FEMA OpenFEMA datasets, 2026.