Henderson, NC
Henderson County in North Carolina has 9 FEMA disaster declarations on record covering 1977–2022, most recently Hurricane Ian on Oct 1, 2022 (DR-3586). Its flood risk grade is A (Low risk), ranking #206 of 3,277 U.S. counties, with 55 NFIP flood insurance claims totaling $4,899,529 in payouts. Flood risk is relatively low compared to the national average.
FEMA Disaster Declarations in Henderson County
The 9 most recent federally declared disasters affecting Henderson County, NC (1977–2022). Total declarations on record: 9.
| Declared | Incident Type | Title | FEMA Disaster # |
|---|---|---|---|
| Oct 1, 2022 | Hurricane | Hurricane Ian | DR-3586 |
| Aug 2, 2020 | Hurricane | Hurricane Isaias | DR-3534 |
| Sep 3, 2019 | Hurricane | Hurricane Dorian | DR-3423 |
| Sep 10, 2018 | Hurricane | Hurricane Florence | DR-3401 |
| Sep 5, 2005 | Hurricane | Hurricane Katrina Evacuation | DR-3222 |
| Sep 18, 2004 | Hurricane | Hurricane Ivan | DR-1553 |
| Sep 10, 2004 | Hurricane | Tropical Storm Frances | DR-1546 |
| Sep 6, 1996 | Hurricane | Hurricane Fran | DR-1134 |
| Nov 9, 1977 | Flood | Severe Storms & Flooding | DR-542 |
Score Breakdown
The composite score of 20 is calculated from four weighted factors. See our methodology for details.
Other Counties in North Carolina
| County | Grade | Score | Claims | Disasters |
|---|---|---|---|---|
| Haywood | B | 21 | 63 | 11 |
| Pamlico | B | 21 | 221 | 23 |
| Polk | B | 21 | 11 | 11 |
| Jones | A | 19 | 28 | 21 |
| Harnett | A | 19 | 13 | 12 |
| Union | A | 19 | 9 | 10 |
More Counties in North Carolina
Frequently Asked Questions
How many FEMA disaster declarations does Henderson County, NC have?
Henderson County, NC has 9 federal disaster declarations on FEMA record (1977–2022). The 5 most recent are: Hurricane Ian (declared Oct 1, 2022, DR-3586); Hurricane Isaias (declared Aug 2, 2020, DR-3534); Hurricane Dorian (declared Sep 3, 2019, DR-3423); Hurricane Florence (declared Sep 10, 2018, DR-3401); Hurricane Katrina Evacuation (declared Sep 5, 2005, DR-3222). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.
What is the flood risk grade for Henderson County, NC?
Henderson County is graded A (composite score 20/100, low risk). It ranks #206 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).
How many NFIP flood insurance claims have been filed in Henderson County?
55 NFIP flood insurance claims have been filed in Henderson County, NC, totaling $4,899,529 in payouts. The average claim is $89,082. Source: FEMA FimaNfipClaims v2 dataset.
Has Henderson County, NC had any recent flood disasters?
Yes. The most recent FEMA declaration affecting Henderson County was Hurricane Ian on Oct 1, 2022 (DR-3586). The county has 9 declared disasters in the OpenFEMA record covering 1977–2022.
this entity is one of the data points covered by this site’s U.S. flood risk, NFIP claims, and disaster declarations dataset. The detail above comes directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the context that follows situates the headline numbers against the broader distribution across U.S. ZIPs, counties, and states.
Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.
Practical use of this page is in combination with the comparison and ranking pages elsewhere on the site, which surface the same data for this entity’s peers within U.S. ZIPs, counties, and states. A single-entity reading without peer context can be misleading when an entity is an outlier on one axis but typical on another.
Source: FEMA OpenFEMA datasets, 2026.