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Union, NC

Flood Risk Score: 19/100 · Rank #252 of 3,277 counties

Union County in North Carolina has 10 FEMA disaster declarations on record covering 1989–2022, most recently Hurricane Ian on Oct 1, 2022 (DR-3586). Its flood risk grade is A (Low risk), ranking #252 of 3,277 U.S. counties, with 9 NFIP flood insurance claims totaling $91,962 in payouts. Flood risk is relatively low compared to the national average.

19
Risk Score
9
NFIP Claims
$91,962
Total Payouts
10
Disasters
$10,218
Avg Claim
9
Active Policies

FEMA Disaster Declarations in Union County

The 10 most recent federally declared disasters affecting Union County, NC (1989–2022). Total declarations on record: 10.

DeclaredIncident TypeTitleFEMA Disaster #
Oct 1, 2022HurricaneHurricane IanDR-3586
Aug 2, 2020HurricaneHurricane IsaiasDR-3534
Sep 3, 2019HurricaneHurricane Dorian DR-3423
Sep 14, 2018HurricaneHurricane FlorenceDR-4393
Sep 10, 2018HurricaneHurricane FlorenceDR-3401
Sep 5, 2005HurricaneHurricane Katrina EvacuationDR-3222
Sep 10, 2004HurricaneTropical Storm FrancesDR-1546
Sep 16, 1999HurricaneHurricane Floyd Major Disaster DeclarationsDR-1292
Sep 15, 1999HurricaneHurricane Floyd Emergency DeclarationsDR-3146
Sep 25, 1989HurricaneHurricane HugoDR-844

Score Breakdown

The composite score of 19 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
21
Claim Severity
20%
0
Year-over-Year Trend
15%
90

Other Counties in North Carolina

CountyGradeScoreClaimsDisasters
JonesA192821
HarnettA191312
HendersonA20559
ChowanA18619
ColumbusA186422
DuplinA185819
View All Counties in North Carolina

Frequently Asked Questions

How many FEMA disaster declarations does Union County, NC have?

Union County, NC has 10 federal disaster declarations on FEMA record (1989–2022). The 5 most recent are: Hurricane Ian (declared Oct 1, 2022, DR-3586); Hurricane Isaias (declared Aug 2, 2020, DR-3534); Hurricane Dorian (declared Sep 3, 2019, DR-3423); Hurricane Florence (declared Sep 14, 2018, DR-4393); Hurricane Florence (declared Sep 10, 2018, DR-3401). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Union County, NC?

Union County is graded A (composite score 19/100, low risk). It ranks #252 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Union County?

9 NFIP flood insurance claims have been filed in Union County, NC, totaling $91,962 in payouts. The average claim is $10,218. Source: FEMA FimaNfipClaims v2 dataset.

Has Union County, NC had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Union County was Hurricane Ian on Oct 1, 2022 (DR-3586). The county has 10 declared disasters in the OpenFEMA record covering 1989–2022.

this entity is one of the data points covered by this site’s U.S. flood risk, NFIP claims, and disaster declarations dataset. The detail above comes directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the context that follows situates the headline numbers against the broader distribution across U.S. ZIPs, counties, and states.

The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.