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Harnett, NC

Flood Risk Score: 19/100 · Rank #251 of 3,277 counties

Harnett County in North Carolina has 12 FEMA disaster declarations on record covering 1996–2022, most recently Hurricane Ian on Oct 1, 2022 (DR-3586). Its flood risk grade is A (Low risk), ranking #251 of 3,277 U.S. counties, with 13 NFIP flood insurance claims totaling $285,906 in payouts. Flood risk is relatively low compared to the national average.

19
Risk Score
13
NFIP Claims
$285,906
Total Payouts
12
Disasters
$21,993
Avg Claim
13
Active Policies

FEMA Disaster Declarations in Harnett County

The 12 most recent federally declared disasters affecting Harnett County, NC (1996–2022). Total declarations on record: 12.

DeclaredIncident TypeTitleFEMA Disaster #
Oct 1, 2022HurricaneHurricane IanDR-3586
Aug 2, 2020HurricaneHurricane IsaiasDR-3534
Sep 3, 2019HurricaneHurricane Dorian DR-3423
Sep 14, 2018HurricaneHurricane FlorenceDR-4393
Sep 10, 2018HurricaneHurricane FlorenceDR-3401
Oct 10, 2016HurricaneHurricane MatthewDR-4285
Oct 7, 2016HurricaneHurricane MatthewDR-3380
Sep 5, 2005HurricaneHurricane Katrina EvacuationDR-3222
Sep 18, 2003HurricaneHurricane IsabelDR-1490
Sep 16, 1999HurricaneHurricane Floyd Major Disaster DeclarationsDR-1292
Sep 15, 1999HurricaneHurricane Floyd Emergency DeclarationsDR-3146
Sep 6, 1996HurricaneHurricane FranDR-1134

Score Breakdown

The composite score of 19 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
26
Claim Severity
20%
0
Year-over-Year Trend
15%
81

Other Counties in North Carolina

CountyGradeScoreClaimsDisasters
JonesA192821
UnionA19910
HendersonA20559
ChowanA18619
ColumbusA186422
DuplinA185819
View All Counties in North Carolina

Frequently Asked Questions

How many FEMA disaster declarations does Harnett County, NC have?

Harnett County, NC has 12 federal disaster declarations on FEMA record (1996–2022). The 5 most recent are: Hurricane Ian (declared Oct 1, 2022, DR-3586); Hurricane Isaias (declared Aug 2, 2020, DR-3534); Hurricane Dorian (declared Sep 3, 2019, DR-3423); Hurricane Florence (declared Sep 14, 2018, DR-4393); Hurricane Florence (declared Sep 10, 2018, DR-3401). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Harnett County, NC?

Harnett County is graded A (composite score 19/100, low risk). It ranks #251 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Harnett County?

13 NFIP flood insurance claims have been filed in Harnett County, NC, totaling $285,906 in payouts. The average claim is $21,993. Source: FEMA FimaNfipClaims v2 dataset.

Has Harnett County, NC had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Harnett County was Hurricane Ian on Oct 1, 2022 (DR-3586). The county has 12 declared disasters in the OpenFEMA record covering 1996–2022.

The this entity record above pulls directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. What follows is the per-entity context — how this entity sits in the broader U.S. flood risk, NFIP claims, and disaster declarations distribution and which underlying factors drive the headline numbers.

Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.

Practical use of this page is in combination with the comparison and ranking pages elsewhere on the site, which surface the same data for this entity’s peers within U.S. ZIPs, counties, and states. A single-entity reading without peer context can be misleading when an entity is an outlier on one axis but typical on another.

Source: FEMA OpenFEMA datasets, 2026.