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Hertford, NC

Flood Risk Score: 16/100 · Rank #489 of 3,277 counties

Hertford County in North Carolina has 16 FEMA disaster declarations on record covering 1996–2022, most recently Hurricane Ian on Oct 1, 2022 (DR-3586). Its flood risk grade is A (Low risk), ranking #489 of 3,277 U.S. counties, with 4 NFIP flood insurance claims totaling $93,923 in payouts. Flood risk is relatively low compared to the national average.

16
Risk Score
4
NFIP Claims
$93,923
Total Payouts
16
Disasters
$23,481
Avg Claim
4
Active Policies

FEMA Disaster Declarations in Hertford County

The 16 most recent federally declared disasters affecting Hertford County, NC (1996–2022). Total declarations on record: 16.

DeclaredIncident TypeTitleFEMA Disaster #
Oct 1, 2022HurricaneHurricane IanDR-3586
Oct 14, 2020HurricaneHurricane IsaiasDR-4568
Aug 2, 2020HurricaneHurricane IsaiasDR-3534
Sep 3, 2019HurricaneHurricane Dorian DR-3423
Sep 10, 2018HurricaneHurricane FlorenceDR-3401
Oct 10, 2016HurricaneHurricane MatthewDR-4285
Oct 7, 2016HurricaneHurricane MatthewDR-3380
Aug 31, 2011HurricaneHurricane IreneDR-4019
Aug 25, 2011HurricaneHurricane IreneDR-3327
Sep 1, 2010HurricaneHurricane EarlDR-3314
Sep 14, 2005HurricaneHurricane OpheliaDR-3254
Sep 5, 2005HurricaneHurricane Katrina EvacuationDR-3222
Sep 18, 2003HurricaneHurricane IsabelDR-1490
Sep 16, 1999HurricaneHurricane Floyd Major Disaster DeclarationsDR-1292
Sep 15, 1999HurricaneHurricane Floyd Emergency DeclarationsDR-3146
Sep 6, 1996HurricaneHurricane FranDR-1134

Score Breakdown

The composite score of 16 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
34
Claim Severity
20%
0
Year-over-Year Trend
15%
50

Other Counties in North Carolina

CountyGradeScoreClaimsDisasters
AsheA161715
BrunswickA1652525
BladenA163919
DareA1653922
PerquimansA16316
WashingtonA16316
View All Counties in North Carolina

Frequently Asked Questions

How many FEMA disaster declarations does Hertford County, NC have?

Hertford County, NC has 16 federal disaster declarations on FEMA record (1996–2022). The 5 most recent are: Hurricane Ian (declared Oct 1, 2022, DR-3586); Hurricane Isaias (declared Oct 14, 2020, DR-4568); Hurricane Isaias (declared Aug 2, 2020, DR-3534); Hurricane Dorian (declared Sep 3, 2019, DR-3423); Hurricane Florence (declared Sep 10, 2018, DR-3401). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Hertford County, NC?

Hertford County is graded A (composite score 16/100, low risk). It ranks #489 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Hertford County?

4 NFIP flood insurance claims have been filed in Hertford County, NC, totaling $93,923 in payouts. The average claim is $23,481. Source: FEMA FimaNfipClaims v2 dataset.

Has Hertford County, NC had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Hertford County was Hurricane Ian on Oct 1, 2022 (DR-3586). The county has 16 declared disasters in the OpenFEMA record covering 1996–2022.

For this entity, the underlying data on this page comes from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. The breakdown above is the federal record; the paragraphs below add the per-entity context that makes the headline numbers usable for a real decision rather than just a data lookup.

The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.