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Mecklenburg, NC

Flood Risk Score: 17/100 · Rank #422 of 3,277 counties

Mecklenburg County in North Carolina has 7 FEMA disaster declarations on record covering 1989–2022, most recently Hurricane Ian on Oct 1, 2022 (DR-3586). Its flood risk grade is A (Low risk), ranking #422 of 3,277 U.S. counties, with 67 NFIP flood insurance claims totaling $3,117,014 in payouts. Flood risk is relatively low compared to the national average.

17
Risk Score
67
NFIP Claims
$3,117,014
Total Payouts
7
Disasters
$46,523
Avg Claim
67
Active Policies

FEMA Disaster Declarations in Mecklenburg County

The 7 most recent federally declared disasters affecting Mecklenburg County, NC (1989–2022). Total declarations on record: 7.

DeclaredIncident TypeTitleFEMA Disaster #
Oct 1, 2022HurricaneHurricane IanDR-3586
Aug 2, 2020HurricaneHurricane IsaiasDR-3534
Sep 3, 2019HurricaneHurricane Dorian DR-3423
Sep 10, 2018HurricaneHurricane FlorenceDR-3401
Sep 5, 2005HurricaneHurricane Katrina EvacuationDR-3222
Sep 10, 2004HurricaneTropical Storm FrancesDR-1546
Sep 25, 1989HurricaneHurricane HugoDR-844

Score Breakdown

The composite score of 17 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
1
Disaster Frequency
25%
15
Claim Severity
20%
0
Year-over-Year Trend
15%
84

Other Counties in North Carolina

CountyGradeScoreClaimsDisasters
BertieA172418
SampsonA171417
RutherfordA17139
ChowanA18619
ColumbusA186422
DuplinA185819
View All Counties in North Carolina

Frequently Asked Questions

How many FEMA disaster declarations does Mecklenburg County, NC have?

Mecklenburg County, NC has 7 federal disaster declarations on FEMA record (1989–2022). The 5 most recent are: Hurricane Ian (declared Oct 1, 2022, DR-3586); Hurricane Isaias (declared Aug 2, 2020, DR-3534); Hurricane Dorian (declared Sep 3, 2019, DR-3423); Hurricane Florence (declared Sep 10, 2018, DR-3401); Hurricane Katrina Evacuation (declared Sep 5, 2005, DR-3222). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Mecklenburg County, NC?

Mecklenburg County is graded A (composite score 17/100, low risk). It ranks #422 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Mecklenburg County?

67 NFIP flood insurance claims have been filed in Mecklenburg County, NC, totaling $3,117,014 in payouts. The average claim is $46,523. Source: FEMA FimaNfipClaims v2 dataset.

Has Mecklenburg County, NC had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Mecklenburg County was Hurricane Ian on Oct 1, 2022 (DR-3586). The county has 7 declared disasters in the OpenFEMA record covering 1989–2022.

For this entity, the underlying data on this page comes from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. The breakdown above is the federal record; the paragraphs below add the per-entity context that makes the headline numbers usable for a real decision rather than just a data lookup.

Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.