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Durham, NC

Flood Risk Score: 13/100 · Rank #879 of 3,277 counties

Durham County in North Carolina has 11 FEMA disaster declarations on record covering 1996–2022, most recently Hurricane Ian on Oct 1, 2022 (DR-3586). Its flood risk grade is A (Low risk), ranking #879 of 3,277 U.S. counties, with 34 NFIP flood insurance claims totaling $870,512 in payouts. Flood risk is relatively low compared to the national average.

13
Risk Score
34
NFIP Claims
$870,512
Total Payouts
11
Disasters
$25,603
Avg Claim
34
Active Policies

FEMA Disaster Declarations in Durham County

The 11 most recent federally declared disasters affecting Durham County, NC (1996–2022). Total declarations on record: 11.

DeclaredIncident TypeTitleFEMA Disaster #
Oct 1, 2022HurricaneHurricane IanDR-3586
Aug 2, 2020HurricaneHurricane IsaiasDR-3534
Sep 3, 2019HurricaneHurricane Dorian DR-3423
Sep 14, 2018HurricaneHurricane FlorenceDR-4393
Sep 10, 2018HurricaneHurricane FlorenceDR-3401
Oct 7, 2016HurricaneHurricane MatthewDR-3380
Sep 5, 2005HurricaneHurricane Katrina EvacuationDR-3222
Sep 18, 2003HurricaneHurricane IsabelDR-1490
Sep 16, 1999HurricaneHurricane Floyd Major Disaster DeclarationsDR-1292
Sep 15, 1999HurricaneHurricane Floyd Emergency DeclarationsDR-3146
Sep 6, 1996HurricaneHurricane FranDR-1134

Score Breakdown

The composite score of 13 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
23
Claim Severity
20%
0
Year-over-Year Trend
15%
48

Other Counties in North Carolina

CountyGradeScoreClaimsDisasters
JacksonA13411
MitchellA13311
PittA135620
CaswellA13011
ChathamA13712
McDowellA131311
View All Counties in North Carolina

Frequently Asked Questions

How many FEMA disaster declarations does Durham County, NC have?

Durham County, NC has 11 federal disaster declarations on FEMA record (1996–2022). The 5 most recent are: Hurricane Ian (declared Oct 1, 2022, DR-3586); Hurricane Isaias (declared Aug 2, 2020, DR-3534); Hurricane Dorian (declared Sep 3, 2019, DR-3423); Hurricane Florence (declared Sep 14, 2018, DR-4393); Hurricane Florence (declared Sep 10, 2018, DR-3401). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Durham County, NC?

Durham County is graded A (composite score 13/100, low risk). It ranks #879 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Durham County?

34 NFIP flood insurance claims have been filed in Durham County, NC, totaling $870,512 in payouts. The average claim is $25,603. Source: FEMA FimaNfipClaims v2 dataset.

Has Durham County, NC had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Durham County was Hurricane Ian on Oct 1, 2022 (DR-3586). The county has 11 declared disasters in the OpenFEMA record covering 1996–2022.

The this entity record above pulls directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. What follows is the per-entity context — how this entity sits in the broader U.S. flood risk, NFIP claims, and disaster declarations distribution and which underlying factors drive the headline numbers.

The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.