Home / States / North Carolina / Clay
A

Clay, NC

Flood Risk Score: 11/100 · Rank #1714 of 3,277 counties

Clay County in North Carolina has 7 FEMA disaster declarations on record covering 1973–2022, most recently Hurricane Ian on Oct 1, 2022 (DR-3586). Its flood risk grade is A (Low risk), ranking #1714 of 3,277 U.S. counties, with 0 NFIP flood insurance claims totaling $0 in payouts. Flood risk is relatively low compared to the national average.

11
Risk Score
0
NFIP Claims
$0
Total Payouts
7
Disasters
$0
Avg Claim
0
Active Policies

FEMA Disaster Declarations in Clay County

The 7 most recent federally declared disasters affecting Clay County, NC (1973–2022). Total declarations on record: 7.

DeclaredIncident TypeTitleFEMA Disaster #
Oct 1, 2022HurricaneHurricane IanDR-3586
Aug 2, 2020HurricaneHurricane IsaiasDR-3534
Sep 3, 2019HurricaneHurricane Dorian DR-3423
Sep 10, 2018HurricaneHurricane FlorenceDR-3401
Sep 5, 2005HurricaneHurricane Katrina EvacuationDR-3222
Oct 23, 1995FloodSevere Storms, Flooding, High WindsDR-1073
Jun 25, 1973FloodSevere Storms & FloodingDR-394

Score Breakdown

The composite score of 11 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
15
Claim Severity
20%
0
Year-over-Year Trend
15%
50

Other Counties in North Carolina

CountyGradeScoreClaimsDisasters
CamdenA112116
PasquotankA112016
ForsythA111911
CabarrusA1178
JohnstonA112815
AlexanderA1107
View All Counties in North Carolina

Frequently Asked Questions

How many FEMA disaster declarations does Clay County, NC have?

Clay County, NC has 7 federal disaster declarations on FEMA record (1973–2022). The 5 most recent are: Hurricane Ian (declared Oct 1, 2022, DR-3586); Hurricane Isaias (declared Aug 2, 2020, DR-3534); Hurricane Dorian (declared Sep 3, 2019, DR-3423); Hurricane Florence (declared Sep 10, 2018, DR-3401); Hurricane Katrina Evacuation (declared Sep 5, 2005, DR-3222). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Clay County, NC?

Clay County is graded A (composite score 11/100, low risk). It ranks #1714 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Clay County?

0 NFIP flood insurance claims have been filed in Clay County, NC, totaling $0 in payouts. The average claim is $0. Source: FEMA FimaNfipClaims v2 dataset.

Has Clay County, NC had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Clay County was Hurricane Ian on Oct 1, 2022 (DR-3586). The county has 7 declared disasters in the OpenFEMA record covering 1973–2022.

The this entity record above pulls directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. What follows is the per-entity context — how this entity sits in the broader U.S. flood risk, NFIP claims, and disaster declarations distribution and which underlying factors drive the headline numbers.

Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.