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Updated April 2026

Flood Risk in Minnesota

Minnesota has 88 counties with flood risk data, 51 total NFIP flood insurance claims, and an average risk score of 12 out of 100.

88
Counties
51
NFIP Claims
$1,296,768
Total Payouts
12
Avg Risk Score

Grade Distribution

A
88
counties
B
0
counties
C
0
counties
D
0
counties
F
0
counties

Riskiest in Minnesota

CountyGradeScore
KittsonA18
MarshallA18
NormanA18
PolkA17
RoseauA17

Safest in Minnesota

CountyGradeScore
CookA9
HubbardA9
LincolnA10
MowerA10
OlmstedA10

All 88 Counties in Minnesota

Sorted by flood risk score, highest to lowest.

#CountyGradeScoreClaimsPayoutsDisasters
1KittsonA180$019
2MarshallA180$020
3NormanA180$019
4PolkA172$4,09018
5RoseauA170$017
6Red LakeA160$015
7ClayA160$016
8Lake of the WoodsA150$013
9Blue EarthA151$8,90914
10NicolletA150$014
11RenvilleA151$6,11413
12TraverseA150$013
13WilkinA150$014
14PenningtonA141$012
15BrownA140$012
16Le SueurA145$188,36612
17RedwoodA140$012
18SibleyA141$8,38512
19AitkinA140$012
20Bois Forte Indian ReservationA130$010
21BeltramiA130$011
22St. LouisA130$010
23Big StoneA130$010
24ChippewaA130$011
25FaribaultA130$010
26HoustonA130$010
27Lac qui ParleA130$011
28McLeodA130$010
29RamseyA131$010
30ScottA131$1,85310
31WabashaA132$4,14910
32Yellow MedicineA130$010
33CarverA130$010
34KoochichingA120$08
35MahnomenA120$09
36FreebornA120$09
37GoodhueA122$113,8529
38GrantA120$09
39JacksonA122$142,8908
40LyonA120$08
41MurrayA120$08
42NoblesA121$08
43StevensA120$08
44SwiftA120$09
45WashingtonA123$50,3369
46PineA122$82,1268
47HennepinA124$115,4948
48WrightA120$09
49BeckerA121$09
50MorrisonA123$62,3858
51Otter TailA120$08
52ClearwaterA110$07
53LakeA110$06
54CottonwoodA110$07
55DodgeA112$57,3246
56FillmoreA110$07
57MartinA110$07
58PipestoneA111$131,3446
59RockA110$07
60SteeleA110$07
61WasecaA110$07
62WatonwanA112$187,4437
63WinonaA110$07
64CarltonA110$06
65CassA110$06
66ItascaA110$06
67KanabecA111$17,3176
68RiceA111$27,6586
69DakotaA111$3,4887
70BentonA110$07
71ChisagoA111$7196
72Crow WingA111$4,3796
73DouglasA110$06
74Mille LacsA110$06
75PopeA110$07
76StearnsA112$42,0926
77ToddA110$07
78WadenaA110$06
79LincolnA100$04
80MowerA103$36,0555
81OlmstedA101$05
82AnokaA101$05
83IsantiA100$05
84KandiyohiA100$05
85MeekerA100$04
86SherburneA100$05
87CookA91$03
88HubbardA90$02