Home / States / Minnesota / Stearns
A

Stearns, MN

Flood Risk Score: 11/100 · Rank #1784 of 3,277 counties

Stearns County in Minnesota has 6 FEMA disaster declarations on record covering 1965–2005, most recently Hurricane Katrina Evacuation on Sep 13, 2005 (DR-3242). Its flood risk grade is A (Low risk), ranking #1784 of 3,277 U.S. counties, with 1 NFIP flood insurance claims totaling $11,068 in payouts. Flood risk is relatively low compared to the national average.

11
Risk Score
1
NFIP Claims
$11,068
Total Payouts
6
Disasters
$11,068
Avg Claim
1
Active Policies

FEMA Disaster Declarations in Stearns County

The 6 most recent federally declared disasters affecting Stearns County, MN (1965–2005). Total declarations on record: 6.

DeclaredIncident TypeTitleFEMA Disaster #
Sep 13, 2005HurricaneHurricane Katrina EvacuationDR-3242
May 16, 2001FloodSevere Winter Storms, Flooding, and TornadoesDR-1370
Apr 8, 1997FloodSevere Flooding, High Winds,severe StormsDR-1175
Apr 18, 1969FloodFloodingDR-255
Mar 22, 1966FloodFloodingDR-215
Apr 11, 1965FloodFloodingDR-188

Score Breakdown

The composite score of 11 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
13
Claim Severity
20%
0
Year-over-Year Trend
15%
50

Other Counties in Minnesota

CountyGradeScoreClaimsDisasters
ClearwaterA1107
LakeA1106
CottonwoodA1137
DodgeA1116
FillmoreA1107
MartinA1107
View All Counties in Minnesota

Frequently Asked Questions

How many FEMA disaster declarations does Stearns County, MN have?

Stearns County, MN has 6 federal disaster declarations on FEMA record (1965–2005). The 5 most recent are: Hurricane Katrina Evacuation (declared Sep 13, 2005, DR-3242); Severe Winter Storms, Flooding, and Tornadoes (declared May 16, 2001, DR-1370); Severe Flooding, High Winds,severe Storms (declared Apr 8, 1997, DR-1175); Flooding (declared Apr 18, 1969, DR-255); Flooding (declared Mar 22, 1966, DR-215). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Stearns County, MN?

Stearns County is graded A (composite score 11/100, low risk). It ranks #1784 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Stearns County?

1 NFIP flood insurance claims have been filed in Stearns County, MN, totaling $11,068 in payouts. The average claim is $11,068. Source: FEMA FimaNfipClaims v2 dataset.

Has Stearns County, MN had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Stearns County was Hurricane Katrina Evacuation on Sep 13, 2005 (DR-3242). The county has 6 declared disasters in the OpenFEMA record covering 1965–2005.

this entity is one of the data points covered by this site’s U.S. flood risk, NFIP claims, and disaster declarations dataset. The detail above comes directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the context that follows situates the headline numbers against the broader distribution across U.S. ZIPs, counties, and states.

The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.