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Clearwater, MN

Flood Risk Score: 11/100 · Rank #1340 of 3,277 counties

Clearwater County in Minnesota has 7 FEMA disaster declarations on record covering 1974–2022, most recently Severe Storms, Straight-Line Winds, and Flooding on Jul 13, 2022 (DR-4659). Its flood risk grade is A (Low risk), ranking #1340 of 3,277 U.S. counties, with 0 NFIP flood insurance claims totaling $0 in payouts. Flood risk is relatively low compared to the national average.

11
Risk Score
0
NFIP Claims
$0
Total Payouts
7
Disasters
$0
Avg Claim
0
Active Policies

FEMA Disaster Declarations in Clearwater County

The 7 most recent federally declared disasters affecting Clearwater County, MN (1974–2022). Total declarations on record: 7.

DeclaredIncident TypeTitleFEMA Disaster #
Jul 13, 2022FloodSevere Storms, Straight-Line Winds, and FloodingDR-4659
Sep 5, 2018FloodSevere Storms, Tornadoes, Straight-Line Winds, and FloodingDR-4390
Sep 13, 2005HurricaneHurricane Katrina EvacuationDR-3242
May 16, 2001FloodSevere Winter Storms, Flooding, and TornadoesDR-1370
Apr 8, 1997FloodSevere Flooding, High Winds,severe StormsDR-1175
Jun 1, 1996FloodFlooding and Severe StormsDR-1116
Jun 10, 1974FloodHeavy Rains & FloodingDR-440

Score Breakdown

The composite score of 11 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
15
Claim Severity
20%
0
Year-over-Year Trend
15%
50

Other Counties in Minnesota

CountyGradeScoreClaimsDisasters
LakeA1106
CottonwoodA1137
DodgeA1116
FillmoreA1107
MartinA1107
PipestoneA1116
View All Counties in Minnesota

Frequently Asked Questions

How many FEMA disaster declarations does Clearwater County, MN have?

Clearwater County, MN has 7 federal disaster declarations on FEMA record (1974–2022). The 5 most recent are: Severe Storms, Straight-Line Winds, and Flooding (declared Jul 13, 2022, DR-4659); Severe Storms, Tornadoes, Straight-Line Winds, and Flooding (declared Sep 5, 2018, DR-4390); Hurricane Katrina Evacuation (declared Sep 13, 2005, DR-3242); Severe Winter Storms, Flooding, and Tornadoes (declared May 16, 2001, DR-1370); Severe Flooding, High Winds,severe Storms (declared Apr 8, 1997, DR-1175). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Clearwater County, MN?

Clearwater County is graded A (composite score 11/100, low risk). It ranks #1340 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Clearwater County?

0 NFIP flood insurance claims have been filed in Clearwater County, MN, totaling $0 in payouts. The average claim is $0. Source: FEMA FimaNfipClaims v2 dataset.

Has Clearwater County, MN had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Clearwater County was Severe Storms, Straight-Line Winds, and Flooding on Jul 13, 2022 (DR-4659). The county has 7 declared disasters in the OpenFEMA record covering 1974–2022.

The this entity record above pulls directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. What follows is the per-entity context — how this entity sits in the broader U.S. flood risk, NFIP claims, and disaster declarations distribution and which underlying factors drive the headline numbers.

The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.