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Lake, MN

Flood Risk Score: 11/100 · Rank #1341 of 3,277 counties

Lake County in Minnesota has 6 FEMA disaster declarations on record covering 1972–2024, most recently Severe Storms and Flooding on Jun 28, 2024 (DR-4797). Its flood risk grade is A (Low risk), ranking #1341 of 3,277 U.S. counties, with 0 NFIP flood insurance claims totaling $0 in payouts. Flood risk is relatively low compared to the national average.

11
Risk Score
0
NFIP Claims
$0
Total Payouts
6
Disasters
$0
Avg Claim
0
Active Policies

FEMA Disaster Declarations in Lake County

The 6 most recent federally declared disasters affecting Lake County, MN (1972–2024). Total declarations on record: 6.

DeclaredIncident TypeTitleFEMA Disaster #
Jun 28, 2024FloodSevere Storms and FloodingDR-4797
Jul 13, 2022FloodSevere Storms, Straight-Line Winds, and FloodingDR-4659
Sep 5, 2018FloodSevere Storms, Tornadoes, Straight-Line Winds, and FloodingDR-4390
Sep 13, 2005HurricaneHurricane Katrina EvacuationDR-3242
May 16, 2001FloodSevere Winter Storms, Flooding, and TornadoesDR-1370
Aug 25, 1972FloodSevere Storms & FloodingDR-350

Score Breakdown

The composite score of 11 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
13
Claim Severity
20%
0
Year-over-Year Trend
15%
50

Other Counties in Minnesota

CountyGradeScoreClaimsDisasters
ClearwaterA1107
CottonwoodA1137
DodgeA1116
FillmoreA1107
MartinA1107
PipestoneA1116
View All Counties in Minnesota

Frequently Asked Questions

How many FEMA disaster declarations does Lake County, MN have?

Lake County, MN has 6 federal disaster declarations on FEMA record (1972–2024). The 5 most recent are: Severe Storms and Flooding (declared Jun 28, 2024, DR-4797); Severe Storms, Straight-Line Winds, and Flooding (declared Jul 13, 2022, DR-4659); Severe Storms, Tornadoes, Straight-Line Winds, and Flooding (declared Sep 5, 2018, DR-4390); Hurricane Katrina Evacuation (declared Sep 13, 2005, DR-3242); Severe Winter Storms, Flooding, and Tornadoes (declared May 16, 2001, DR-1370). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Lake County, MN?

Lake County is graded A (composite score 11/100, low risk). It ranks #1341 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Lake County?

0 NFIP flood insurance claims have been filed in Lake County, MN, totaling $0 in payouts. The average claim is $0. Source: FEMA FimaNfipClaims v2 dataset.

Has Lake County, MN had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Lake County was Severe Storms and Flooding on Jun 28, 2024 (DR-4797). The county has 6 declared disasters in the OpenFEMA record covering 1972–2024.

For this entity, the underlying data on this page comes from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. The breakdown above is the federal record; the paragraphs below add the per-entity context that makes the headline numbers usable for a real decision rather than just a data lookup.

The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.

Practical use of this page is in combination with the comparison and ranking pages elsewhere on the site, which surface the same data for this entity’s peers within U.S. ZIPs, counties, and states. A single-entity reading without peer context can be misleading when an entity is an outlier on one axis but typical on another.

Source: FEMA OpenFEMA datasets, 2026.