Updated April 2026
Flood Risk in North Dakota
North Dakota has 54 counties with flood risk data, 8 total NFIP flood insurance claims, and an average risk score of 15 out of 100.
54
Counties
8
NFIP Claims
$25,035
Total Payouts
15
Avg Risk Score
Grade Distribution
A
52
counties
B
2
counties
C
0
counties
D
0
counties
F
0
counties
Riskiest in North Dakota
| County | Grade | Score |
|---|---|---|
| Pembina | B | 21 |
| Walsh | B | 21 |
| Grand Forks | A | 20 |
| Richland | A | 20 |
| Cass | A | 20 |
Safest in North Dakota
| County | Grade | Score |
|---|---|---|
| Bowman | A | 9 |
| Slope | A | 9 |
| Golden Valley | A | 10 |
| Billings | A | 10 |
| Dunn | A | 11 |
All 54 Counties in North Dakota
Sorted by flood risk score, highest to lowest.
| # | County | Grade | Score | Claims | Payouts | Disasters |
|---|---|---|---|---|---|---|
| 1 | Pembina | B | 21 | 0 | $0 | 25 |
| 2 | Walsh | B | 21 | 0 | $0 | 26 |
| 3 | Grand Forks | A | 20 | 4 | $5,025 | 24 |
| 4 | Richland | A | 20 | 1 | $3,443 | 23 |
| 5 | Cass | A | 20 | 1 | $0 | 23 |
| 6 | Traill | A | 19 | 0 | $0 | 22 |
| 7 | Barnes | A | 18 | 0 | $0 | 20 |
| 8 | LaMoure | A | 18 | 0 | $0 | 19 |
| 9 | Ransom | A | 18 | 0 | $0 | 19 |
| 10 | Dickey | A | 17 | 0 | $0 | 18 |
| 11 | McHenry | A | 17 | 0 | $0 | 17 |
| 12 | Morton | A | 17 | 0 | $0 | 17 |
| 13 | Nelson | A | 17 | 0 | $0 | 18 |
| 14 | Sargent | A | 16 | 0 | $0 | 16 |
| 15 | Steele | A | 16 | 0 | $0 | 15 |
| 16 | Wells | A | 16 | 0 | $0 | 15 |
| 17 | Benson | A | 16 | 0 | $0 | 16 |
| 18 | Bottineau | A | 16 | 0 | $0 | 15 |
| 19 | Stutsman | A | 16 | 0 | $0 | 16 |
| 20 | Ward | A | 16 | 2 | $16,567 | 15 |
| 21 | Ramsey | A | 16 | 0 | $0 | 16 |
| 22 | Mercer | A | 15 | 0 | $0 | 14 |
| 23 | Mountrail | A | 15 | 0 | $0 | 13 |
| 24 | Towner | A | 15 | 0 | $0 | 14 |
| 25 | Renville | A | 15 | 0 | $0 | 14 |
| 26 | Rolette | A | 15 | 0 | $0 | 14 |
| 27 | Foster | A | 15 | 0 | $0 | 13 |
| 28 | Logan | A | 15 | 0 | $0 | 13 |
| 29 | Eddy | A | 15 | 0 | $0 | 14 |
| 30 | Emmons | A | 15 | 0 | $0 | 14 |
| 31 | Cavalier | A | 14 | 0 | $0 | 12 |
| 32 | Burleigh | A | 14 | 0 | $0 | 12 |
| 33 | Burke | A | 13 | 0 | $0 | 10 |
| 34 | Hettinger | A | 13 | 0 | $0 | 10 |
| 35 | Turtle Mountain Indian Reservation | A | 13 | 0 | $0 | 10 |
| 36 | Pierce | A | 13 | 0 | $0 | 11 |
| 37 | Kidder | A | 13 | 0 | $0 | 10 |
| 38 | Sheridan | A | 13 | 0 | $0 | 10 |
| 39 | Griggs | A | 13 | 0 | $0 | 10 |
| 40 | Grant | A | 13 | 0 | $0 | 11 |
| 41 | McLean | A | 13 | 0 | $0 | 10 |
| 42 | McIntosh | A | 12 | 0 | $0 | 9 |
| 43 | Divide | A | 12 | 0 | $0 | 9 |
| 44 | Oliver | A | 12 | 0 | $0 | 9 |
| 45 | Sioux | A | 12 | 0 | $0 | 9 |
| 46 | Stark | A | 12 | 0 | $0 | 8 |
| 47 | Williams | A | 12 | 0 | $0 | 8 |
| 48 | Dunn | A | 11 | 0 | $0 | 7 |
| 49 | Adams | A | 11 | 0 | $0 | 6 |
| 50 | McKenzie | A | 11 | 0 | $0 | 6 |
| 51 | Golden Valley | A | 10 | 0 | $0 | 5 |
| 52 | Billings | A | 10 | 0 | $0 | 4 |
| 53 | Bowman | A | 9 | 0 | $0 | 3 |
| 54 | Slope | A | 9 | 0 | $0 | 3 |