Updated April 2026
Flood Risk in New York
New York has 63 counties with flood risk data, 607 total NFIP flood insurance claims, and an average risk score of 13 out of 100.
63
Counties
607
NFIP Claims
$15,318,051
Total Payouts
13
Avg Risk Score
Grade Distribution
A
57
counties
B
6
counties
C
0
counties
D
0
counties
F
0
counties
Riskiest in New York
| County | Grade | Score |
|---|---|---|
| Westchester | B | 26 |
| Nassau | B | 25 |
| Rockland | B | 24 |
| Suffolk | B | 24 |
| Queens | B | 22 |
All 63 Counties in New York
Sorted by flood risk score, highest to lowest.
| # | County | Grade | Score | Claims | Payouts | Disasters |
|---|---|---|---|---|---|---|
| 1 | Westchester | B | 26 | 130 | $7,228,367 | 17 |
| 2 | Nassau | B | 25 | 112 | $1,607,959 | 16 |
| 3 | Rockland | B | 24 | 12 | $319,566 | 16 |
| 4 | Suffolk | B | 24 | 81 | $2,214,455 | 16 |
| 5 | Queens | B | 22 | 67 | $1,076,412 | 12 |
| 6 | Kings | B | 21 | 36 | $262,069 | 11 |
| 7 | Bronx | A | 20 | 15 | $316,700 | 10 |
| 8 | Oneida | A | 19 | 14 | $219,382 | 8 |
| 9 | Orange | A | 17 | 6 | $191,289 | 14 |
| 10 | Putnam | A | 15 | 1 | $71,723 | 14 |
| 11 | Sullivan | A | 14 | 2 | $10,324 | 12 |
| 12 | Richmond | A | 14 | 23 | $266,443 | 11 |
| 13 | Delaware | A | 14 | 0 | $0 | 12 |
| 14 | Allegany | A | 13 | 0 | $0 | 10 |
| 15 | New York | A | 13 | 12 | $429,699 | 11 |
| 16 | Ulster | A | 13 | 5 | $2,093 | 16 |
| 17 | Dutchess | A | 13 | 8 | $40,267 | 10 |
| 18 | Broome | A | 13 | 5 | $117,082 | 11 |
| 19 | Cayuga | A | 12 | 1 | $1,978 | 8 |
| 20 | Onondaga | A | 12 | 5 | $59,847 | 8 |
| 21 | Steuben | A | 12 | 3 | $73,808 | 9 |
| 22 | Tioga | A | 12 | 3 | $15,335 | 9 |
| 23 | Yates | A | 12 | 0 | $0 | 8 |
| 24 | Chemung | A | 12 | 1 | $4,966 | 8 |
| 25 | Chenango | A | 12 | 1 | $9,473 | 8 |
| 26 | Oswego | A | 12 | 2 | $1,722 | 8 |
| 27 | Essex | A | 12 | 0 | $0 | 8 |
| 28 | Herkimer | A | 12 | 4 | $37,939 | 8 |
| 29 | Warren | A | 12 | 0 | $0 | 8 |
| 30 | Greene | A | 12 | 0 | $0 | 9 |
| 31 | Rensselaer | A | 12 | 1 | $0 | 8 |
| 32 | Schoharie | A | 12 | 0 | $0 | 8 |
| 33 | Erie | A | 12 | 6 | $166,587 | 2 |
| 34 | Cortland | A | 11 | 0 | $0 | 7 |
| 35 | Lewis | A | 11 | 0 | $0 | 7 |
| 36 | Schuyler | A | 11 | 0 | $0 | 6 |
| 37 | Monroe | A | 11 | 10 | $47,255 | 6 |
| 38 | Niagara | A | 11 | 3 | $7,684 | 6 |
| 39 | Clinton | A | 11 | 0 | $0 | 6 |
| 40 | Franklin | A | 11 | 0 | $0 | 6 |
| 41 | Madison | A | 11 | 1 | $22,981 | 7 |
| 42 | Montgomery | A | 11 | 0 | $0 | 7 |
| 43 | Otsego | A | 11 | 1 | $0 | 6 |
| 44 | Albany | A | 11 | 1 | $20,752 | 6 |
| 45 | Columbia | A | 11 | 0 | $0 | 7 |
| 46 | Schenectady | A | 11 | 1 | $4,236 | 6 |
| 47 | Tompkins | A | 11 | 1 | $0 | 7 |
| 48 | Seneca | A | 10 | 3 | $4,774 | 4 |
| 49 | Jefferson | A | 10 | 6 | $88,679 | 5 |
| 50 | Orleans | A | 10 | 1 | $0 | 4 |
| 51 | St. Lawrence | A | 10 | 1 | $14,080 | 5 |
| 52 | Wayne | A | 10 | 7 | $60,902 | 5 |
| 53 | Chautauqua | A | 10 | 4 | $128,037 | 4 |
| 54 | Hamilton | A | 10 | 2 | $29,300 | 5 |
| 55 | Saratoga | A | 10 | 0 | $0 | 5 |
| 56 | Washington | A | 10 | 0 | $0 | 5 |
| 57 | Cattaraugus | A | 10 | 0 | $0 | 5 |
| 58 | Livingston | A | 10 | 1 | $11,613 | 5 |
| 59 | Ontario | A | 10 | 4 | $110,843 | 5 |
| 60 | Wyoming | A | 10 | 0 | $0 | 5 |
| 61 | Statewide | A | 10 | 0 | $0 | 5 |
| 62 | Fulton | A | 9 | 2 | $6,644 | 3 |
| 63 | Genesee | A | 9 | 2 | $14,786 | 3 |