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Niagara, NY

Flood Risk Score: 18/100 · Rank #343 of 3,277 counties

Niagara County in New York has 6 FEMA disaster declarations on record covering 1973–2017, most recently Flooding on Nov 14, 2017 (DR-4348). Its flood risk grade is A (Low risk), ranking #343 of 3,277 U.S. counties, with 10 NFIP flood insurance claims totaling $84,469 in payouts. Flood risk is relatively low compared to the national average.

18
Risk Score
10
NFIP Claims
$84,469
Total Payouts
6
Disasters
$8,447
Avg Claim
10
Active Policies

FEMA Disaster Declarations in Niagara County

The 6 most recent federally declared disasters affecting Niagara County, NY (1973–2017). Total declarations on record: 6.

DeclaredIncident TypeTitleFEMA Disaster #
Nov 14, 2017FloodFloodingDR-4348
Jul 12, 2013FloodSevere Storms and FloodingDR-4129
Oct 28, 2012HurricaneHurricane SandyDR-3351
Jun 10, 2011FloodSevere Storms, Flooding, Tornadoes, and Straight-Line WindsDR-1993
Sep 30, 2005HurricaneHurricane Katrina EvacuationDR-3262
Mar 21, 1973FloodHigh Winds, Wave Action & FloodingDR-367

Score Breakdown

The composite score of 18 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
13
Claim Severity
20%
0
Year-over-Year Trend
15%
100

Other Counties in New York

CountyGradeScoreClaimsDisasters
SteubenA1799
UlsterA17916
BronxA204710
SuffolkA2023316
DelawareA16612
EssexA1668
View All Counties in New York

Frequently Asked Questions

How many FEMA disaster declarations does Niagara County, NY have?

Niagara County, NY has 6 federal disaster declarations on FEMA record (1973–2017). The 5 most recent are: Flooding (declared Nov 14, 2017, DR-4348); Severe Storms and Flooding (declared Jul 12, 2013, DR-4129); Hurricane Sandy (declared Oct 28, 2012, DR-3351); Severe Storms, Flooding, Tornadoes, and Straight-Line Winds (declared Jun 10, 2011, DR-1993); Hurricane Katrina Evacuation (declared Sep 30, 2005, DR-3262). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Niagara County, NY?

Niagara County is graded A (composite score 18/100, low risk). It ranks #343 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Niagara County?

10 NFIP flood insurance claims have been filed in Niagara County, NY, totaling $84,469 in payouts. The average claim is $8,447. Source: FEMA FimaNfipClaims v2 dataset.

Has Niagara County, NY had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Niagara County was Flooding on Nov 14, 2017 (DR-4348). The county has 6 declared disasters in the OpenFEMA record covering 1973–2017.

this entity is one of the data points covered by this site’s U.S. flood risk, NFIP claims, and disaster declarations dataset. The detail above comes directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the context that follows situates the headline numbers against the broader distribution across U.S. ZIPs, counties, and states.

The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.