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Herkimer, NY

Flood Risk Score: 12/100 · Rank #1208 of 3,277 counties

Herkimer County in New York has 8 FEMA disaster declarations on record covering 1974–2013, most recently Severe Storms and Flooding on Jul 12, 2013 (DR-4129). Its flood risk grade is A (Low risk), ranking #1208 of 3,277 U.S. counties, with 5 NFIP flood insurance claims totaling $125,708 in payouts. Flood risk is relatively low compared to the national average.

12
Risk Score
5
NFIP Claims
$125,708
Total Payouts
8
Disasters
$25,142
Avg Claim
5
Active Policies

FEMA Disaster Declarations in Herkimer County

The 8 most recent federally declared disasters affecting Herkimer County, NY (1974–2013). Total declarations on record: 8.

DeclaredIncident TypeTitleFEMA Disaster #
Jul 12, 2013FloodSevere Storms and FloodingDR-4129
Oct 28, 2012HurricaneHurricane SandyDR-3351
Aug 31, 2011HurricaneHurricane IreneDR-4020
Jun 10, 2011FloodSevere Storms, Flooding, Tornadoes, and Straight-Line WindsDR-1993
Sep 30, 2005HurricaneHurricane Katrina EvacuationDR-3262
Jan 24, 1996FloodSevere Storms and FloodingDR-1095
Jul 21, 1976FloodSevere Storms & FloodingDR-515
Jul 23, 1974FloodSevere Storms & FloodingDR-447

Score Breakdown

The composite score of 12 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
17
Claim Severity
20%
0
Year-over-Year Trend
15%
50

Other Counties in New York

CountyGradeScoreClaimsDisasters
TiogaA1299
YatesA1228
ChemungA1238
ChenangoA1228
OswegoA1268
WarrenA1248
View All Counties in New York

Frequently Asked Questions

How many FEMA disaster declarations does Herkimer County, NY have?

Herkimer County, NY has 8 federal disaster declarations on FEMA record (1974–2013). The 5 most recent are: Severe Storms and Flooding (declared Jul 12, 2013, DR-4129); Hurricane Sandy (declared Oct 28, 2012, DR-3351); Hurricane Irene (declared Aug 31, 2011, DR-4020); Severe Storms, Flooding, Tornadoes, and Straight-Line Winds (declared Jun 10, 2011, DR-1993); Hurricane Katrina Evacuation (declared Sep 30, 2005, DR-3262). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Herkimer County, NY?

Herkimer County is graded A (composite score 12/100, low risk). It ranks #1208 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Herkimer County?

5 NFIP flood insurance claims have been filed in Herkimer County, NY, totaling $125,708 in payouts. The average claim is $25,142. Source: FEMA FimaNfipClaims v2 dataset.

Has Herkimer County, NY had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Herkimer County was Severe Storms and Flooding on Jul 12, 2013 (DR-4129). The county has 8 declared disasters in the OpenFEMA record covering 1974–2013.

For this entity, the underlying data on this page comes from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. The breakdown above is the federal record; the paragraphs below add the per-entity context that makes the headline numbers usable for a real decision rather than just a data lookup.

The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.