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Schenectady, NY

Flood Risk Score: 11/100 · Rank #1704 of 3,277 counties

Schenectady County in New York has 6 FEMA disaster declarations on record covering 1996–2021, most recently Hurricane Henri on Aug 22, 2021 (DR-3565). Its flood risk grade is A (Low risk), ranking #1704 of 3,277 U.S. counties, with 1 NFIP flood insurance claims totaling $0 in payouts. Flood risk is relatively low compared to the national average.

11
Risk Score
1
NFIP Claims
$0
Total Payouts
6
Disasters
$0
Avg Claim
1
Active Policies

FEMA Disaster Declarations in Schenectady County

The 6 most recent federally declared disasters affecting Schenectady County, NY (1996–2021). Total declarations on record: 6.

DeclaredIncident TypeTitleFEMA Disaster #
Aug 22, 2021HurricaneHurricane HenriDR-3565
Oct 28, 2012HurricaneHurricane SandyDR-3351
Aug 31, 2011HurricaneHurricane IreneDR-4020
Sep 30, 2005HurricaneHurricane Katrina EvacuationDR-3262
Sep 19, 1999HurricaneHurricane Floyd Major Disaster DeclarationsDR-1296
Jan 24, 1996FloodSevere Storms and FloodingDR-1095

Score Breakdown

The composite score of 11 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
13
Claim Severity
20%
0
Year-over-Year Trend
15%
50

Other Counties in New York

CountyGradeScoreClaimsDisasters
CortlandA1127
LewisA1107
BroomeA112211
SchuylerA1106
ClintonA1116
FranklinA1106
View All Counties in New York

Frequently Asked Questions

How many FEMA disaster declarations does Schenectady County, NY have?

Schenectady County, NY has 6 federal disaster declarations on FEMA record (1996–2021). The 5 most recent are: Hurricane Henri (declared Aug 22, 2021, DR-3565); Hurricane Sandy (declared Oct 28, 2012, DR-3351); Hurricane Irene (declared Aug 31, 2011, DR-4020); Hurricane Katrina Evacuation (declared Sep 30, 2005, DR-3262); Hurricane Floyd Major Disaster Declarations (declared Sep 19, 1999, DR-1296). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Schenectady County, NY?

Schenectady County is graded A (composite score 11/100, low risk). It ranks #1704 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Schenectady County?

1 NFIP flood insurance claims have been filed in Schenectady County, NY, totaling $0 in payouts. The average claim is $0. Source: FEMA FimaNfipClaims v2 dataset.

Has Schenectady County, NY had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Schenectady County was Hurricane Henri on Aug 22, 2021 (DR-3565). The county has 6 declared disasters in the OpenFEMA record covering 1996–2021.

For this entity, the underlying data on this page comes from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. The breakdown above is the federal record; the paragraphs below add the per-entity context that makes the headline numbers usable for a real decision rather than just a data lookup.

Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.