Otsego, NY
Otsego County in New York has 6 FEMA disaster declarations on record covering 1996–2021, most recently Hurricane Henri on Aug 22, 2021 (DR-3565). Its flood risk grade is A (Low risk), ranking #1652 of 3,277 U.S. counties, with 4 NFIP flood insurance claims totaling $15,544 in payouts. Flood risk is relatively low compared to the national average.
FEMA Disaster Declarations in Otsego County
The 6 most recent federally declared disasters affecting Otsego County, NY (1996–2021). Total declarations on record: 6.
| Declared | Incident Type | Title | FEMA Disaster # |
|---|---|---|---|
| Aug 22, 2021 | Hurricane | Hurricane Henri | DR-3565 |
| Jul 12, 2013 | Flood | Severe Storms and Flooding | DR-4129 |
| Oct 28, 2012 | Hurricane | Hurricane Sandy | DR-3351 |
| Aug 31, 2011 | Hurricane | Hurricane Irene | DR-4020 |
| Sep 30, 2005 | Hurricane | Hurricane Katrina Evacuation | DR-3262 |
| Jan 24, 1996 | Flood | Severe Storms and Flooding | DR-1095 |
Score Breakdown
The composite score of 11 is calculated from four weighted factors. See our methodology for details.
Other Counties in New York
| County | Grade | Score | Claims | Disasters |
|---|---|---|---|---|
| Cortland | A | 11 | 2 | 7 |
| Lewis | A | 11 | 0 | 7 |
| Broome | A | 11 | 22 | 11 |
| Schuyler | A | 11 | 0 | 6 |
| Clinton | A | 11 | 1 | 6 |
| Franklin | A | 11 | 0 | 6 |
More Counties in New York
Frequently Asked Questions
How many FEMA disaster declarations does Otsego County, NY have?
Otsego County, NY has 6 federal disaster declarations on FEMA record (1996–2021). The 5 most recent are: Hurricane Henri (declared Aug 22, 2021, DR-3565); Severe Storms and Flooding (declared Jul 12, 2013, DR-4129); Hurricane Sandy (declared Oct 28, 2012, DR-3351); Hurricane Irene (declared Aug 31, 2011, DR-4020); Hurricane Katrina Evacuation (declared Sep 30, 2005, DR-3262). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.
What is the flood risk grade for Otsego County, NY?
Otsego County is graded A (composite score 11/100, low risk). It ranks #1652 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).
How many NFIP flood insurance claims have been filed in Otsego County?
4 NFIP flood insurance claims have been filed in Otsego County, NY, totaling $15,544 in payouts. The average claim is $3,886. Source: FEMA FimaNfipClaims v2 dataset.
Has Otsego County, NY had any recent flood disasters?
Yes. The most recent FEMA declaration affecting Otsego County was Hurricane Henri on Aug 22, 2021 (DR-3565). The county has 6 declared disasters in the OpenFEMA record covering 1996–2021.
For this entity, the underlying data on this page comes from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. The breakdown above is the federal record; the paragraphs below add the per-entity context that makes the headline numbers usable for a real decision rather than just a data lookup.
The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.
For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.
Source: FEMA OpenFEMA datasets, 2026.