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B

Westchester, NY

Flood Risk Score: 26/100 · Rank #48 of 3,277 counties

Westchester County in New York has 17 FEMA disaster declarations on record covering 1971–2024, most recently Severe Storm and Flooding on Jan 30, 2024 (DR-4755). Its flood risk grade is B (Moderate risk), ranking #48 of 3,277 U.S. counties, with 438 NFIP flood insurance claims totaling $20,199,162 in payouts. Flood risk is relatively low compared to the national average.

26
Risk Score
438
NFIP Claims
$20,199,162
Total Payouts
17
Disasters
$46,117
Avg Claim
438
Active Policies

FEMA Disaster Declarations in Westchester County

The 17 most recent federally declared disasters affecting Westchester County, NY (1971–2024). Total declarations on record: 17.

DeclaredIncident TypeTitleFEMA Disaster #
Jan 30, 2024FloodSevere Storm and FloodingDR-4755
Sep 5, 2021HurricaneRemnants of Hurricane IdaDR-4615
Sep 2, 2021HurricaneRemnants of Hurricane IdaDR-3572
Aug 22, 2021HurricaneHurricane HenriDR-3565
Oct 2, 2020HurricaneTropical Storm IsaiasDR-4567
Oct 30, 2012HurricaneHurricane SandyDR-4085
Oct 28, 2012HurricaneHurricane SandyDR-3351
Aug 31, 2011HurricaneHurricane IreneDR-4020
Aug 26, 2011HurricaneHurricane IreneDR-3328
Sep 30, 2005HurricaneHurricane Katrina EvacuationDR-3262
Sep 19, 1999HurricaneHurricane Floyd Major Disaster DeclarationsDR-1296
Sep 18, 1999HurricaneHurricane Floyd Emergency DeclarationsDR-3149
Dec 21, 1992FloodCoastal Storm, High Tides, Heavy Rain, & FloodingDR-974
Apr 17, 1984FloodCoastal Storms & FloodingDR-702
Oct 2, 1975FloodStorms, Rains, Landslides & FloodingDR-487
Jun 23, 1972FloodTropical Storm AgnesDR-338
Sep 13, 1971FloodSevere Storms & FloodingDR-311

Score Breakdown

The composite score of 26 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
4
Disaster Frequency
25%
36
Claim Severity
20%
2
Year-over-Year Trend
15%
100

Other Counties in New York

CountyGradeScoreClaimsDisasters
NassauB2537316
RocklandB242516
OrangeB233014
QueensB2321312
New YorkB213411
KingsB2110611
View All Counties in New York

Frequently Asked Questions

How many FEMA disaster declarations does Westchester County, NY have?

Westchester County, NY has 17 federal disaster declarations on FEMA record (1971–2024). The 5 most recent are: Severe Storm and Flooding (declared Jan 30, 2024, DR-4755); Remnants of Hurricane Ida (declared Sep 5, 2021, DR-4615); Remnants of Hurricane Ida (declared Sep 2, 2021, DR-3572); Hurricane Henri (declared Aug 22, 2021, DR-3565); Tropical Storm Isaias (declared Oct 2, 2020, DR-4567). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Westchester County, NY?

Westchester County is graded B (composite score 26/100, moderate risk). It ranks #48 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Westchester County?

438 NFIP flood insurance claims have been filed in Westchester County, NY, totaling $20,199,162 in payouts. The average claim is $46,117. Source: FEMA FimaNfipClaims v2 dataset.

Has Westchester County, NY had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Westchester County was Severe Storm and Flooding on Jan 30, 2024 (DR-4755). The county has 17 declared disasters in the OpenFEMA record covering 1971–2024.

this entity is one of the data points covered by this site’s U.S. flood risk, NFIP claims, and disaster declarations dataset. The detail above comes directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the context that follows situates the headline numbers against the broader distribution across U.S. ZIPs, counties, and states.

Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.