Updated April 2026
Flood Risk in Georgia
Georgia has 160 counties with flood risk data, 370 total NFIP flood insurance claims, and an average risk score of 11 out of 100.
160
Counties
370
NFIP Claims
$9,676,607
Total Payouts
11
Avg Risk Score
Grade Distribution
A
159
counties
B
1
counties
C
0
counties
D
0
counties
F
0
counties
All 160 Counties in Georgia
Sorted by flood risk score, highest to lowest.
| # | County | Grade | Score | Claims | Payouts | Disasters |
|---|---|---|---|---|---|---|
| 1 | Chatham | B | 21 | 92 | $2,186,776 | 9 |
| 2 | Cobb | A | 19 | 21 | $557,357 | 6 |
| 3 | Fulton | A | 18 | 30 | $1,214,403 | 6 |
| 4 | Glynn | A | 18 | 67 | $1,813,968 | 11 |
| 5 | Gwinnett | A | 15 | 7 | $83,128 | 4 |
| 6 | Catoosa | A | 14 | 6 | $132,842 | 4 |
| 7 | Appling | A | 13 | 0 | $0 | 10 |
| 8 | Atkinson | A | 13 | 0 | $0 | 10 |
| 9 | Bacon | A | 13 | 0 | $0 | 10 |
| 10 | Candler | A | 13 | 0 | $0 | 10 |
| 11 | Coffee | A | 13 | 2 | $47,360 | 10 |
| 12 | Emanuel | A | 13 | 0 | $0 | 11 |
| 13 | Jeff Davis | A | 13 | 0 | $0 | 10 |
| 14 | Jenkins | A | 13 | 0 | $0 | 10 |
| 15 | Screven | A | 13 | 0 | $0 | 10 |
| 16 | Tattnall | A | 13 | 0 | $0 | 11 |
| 17 | Toombs | A | 13 | 0 | $0 | 11 |
| 18 | Treutlen | A | 13 | 0 | $0 | 10 |
| 19 | Brantley | A | 13 | 0 | $0 | 10 |
| 20 | Bryan | A | 13 | 5 | $245,421 | 10 |
| 21 | DeKalb | A | 13 | 21 | $167,960 | 5 |
| 22 | Long | A | 13 | 1 | $51,000 | 10 |
| 23 | Pierce | A | 13 | 0 | $0 | 11 |
| 24 | Ware | A | 13 | 1 | $10,784 | 10 |
| 25 | Wayne | A | 13 | 0 | $0 | 10 |
| 26 | McIntosh | A | 13 | 5 | $210,194 | 10 |
| 27 | Banks | A | 12 | 0 | $0 | 8 |
| 28 | Gilmer | A | 12 | 1 | $5,843 | 8 |
| 29 | Habersham | A | 12 | 1 | $33,994 | 8 |
| 30 | Lumpkin | A | 12 | 0 | $0 | 8 |
| 31 | Rabun | A | 12 | 1 | $0 | 9 |
| 32 | Stephens | A | 12 | 0 | $0 | 8 |
| 33 | Berrien | A | 12 | 0 | $0 | 9 |
| 34 | Bleckley | A | 12 | 0 | $0 | 8 |
| 35 | Brooks | A | 12 | 0 | $0 | 9 |
| 36 | Bulloch | A | 12 | 3 | $52,796 | 9 |
| 37 | Burke | A | 12 | 0 | $0 | 9 |
| 38 | Colquitt | A | 12 | 1 | $26,643 | 8 |
| 39 | Cook | A | 12 | 0 | $0 | 8 |
| 40 | Echols | A | 12 | 0 | $0 | 9 |
| 41 | Evans | A | 12 | 0 | $0 | 9 |
| 42 | Jefferson | A | 12 | 0 | $0 | 8 |
| 43 | Johnson | A | 12 | 1 | $36,634 | 9 |
| 44 | Montgomery | A | 12 | 0 | $0 | 9 |
| 45 | Washington | A | 12 | 1 | $23,667 | 8 |
| 46 | Wheeler | A | 12 | 0 | $0 | 8 |
| 47 | Decatur | A | 12 | 0 | $0 | 8 |
| 48 | Laurens | A | 12 | 1 | $13,034 | 9 |
| 49 | Thomas | A | 12 | 1 | $0 | 9 |
| 50 | Tift | A | 12 | 1 | $71,364 | 8 |
| 51 | Clinch | A | 12 | 1 | $1,100 | 9 |
| 52 | Effingham | A | 12 | 2 | $158,886 | 8 |
| 53 | Lanier | A | 12 | 0 | $0 | 8 |
| 54 | Lowndes | A | 12 | 2 | $142,024 | 8 |
| 55 | Charlton | A | 12 | 0 | $0 | 9 |
| 56 | Carroll | A | 11 | 0 | $0 | 6 |
| 57 | Cherokee | A | 11 | 1 | $0 | 6 |
| 58 | Dawson | A | 11 | 0 | $0 | 7 |
| 59 | Fannin | A | 11 | 1 | $6,968 | 6 |
| 60 | Forsyth | A | 11 | 2 | $19,207 | 6 |
| 61 | Franklin | A | 11 | 0 | $0 | 7 |
| 62 | Hall | A | 11 | 2 | $54,169 | 7 |
| 63 | Heard | A | 11 | 0 | $0 | 6 |
| 64 | Paulding | A | 11 | 1 | $23,140 | 7 |
| 65 | Pickens | A | 11 | 0 | $0 | 6 |
| 66 | Towns | A | 11 | 1 | $4,857 | 6 |
| 67 | Union | A | 11 | 0 | $0 | 6 |
| 68 | White | A | 11 | 2 | $0 | 7 |
| 69 | Ben Hill | A | 11 | 0 | $0 | 7 |
| 70 | Crawford | A | 11 | 0 | $0 | 7 |
| 71 | Dodge | A | 11 | 0 | $0 | 7 |
| 72 | Dooly | A | 11 | 1 | $34,717 | 7 |
| 73 | Glascock | A | 11 | 0 | $0 | 6 |
| 74 | Hancock | A | 11 | 0 | $0 | 7 |
| 75 | Houston | A | 11 | 0 | $0 | 7 |
| 76 | Irwin | A | 11 | 0 | $0 | 7 |
| 77 | Jones | A | 11 | 0 | $0 | 6 |
| 78 | Macon | A | 11 | 0 | $0 | 6 |
| 79 | Peach | A | 11 | 0 | $0 | 7 |
| 80 | Pulaski | A | 11 | 0 | $0 | 7 |
| 81 | Putnam | A | 11 | 0 | $0 | 7 |
| 82 | Georgetown - Quitman | A | 11 | 0 | $0 | 6 |
| 83 | Schley | A | 11 | 0 | $0 | 6 |
| 84 | Stewart | A | 11 | 0 | $0 | 6 |
| 85 | Telfair | A | 11 | 0 | $0 | 7 |
| 86 | Twiggs | A | 11 | 0 | $0 | 7 |
| 87 | Webster | A | 11 | 0 | $0 | 6 |
| 88 | Wilcox | A | 11 | 0 | $0 | 7 |
| 89 | Wilkinson | A | 11 | 0 | $0 | 7 |
| 90 | Baker | A | 11 | 0 | $0 | 7 |
| 91 | Calhoun | A | 11 | 0 | $0 | 6 |
| 92 | Clay | A | 11 | 0 | $0 | 7 |
| 93 | Crisp | A | 11 | 2 | $171,414 | 7 |
| 94 | Dougherty | A | 11 | 4 | $27,043 | 7 |
| 95 | Early | A | 11 | 0 | $0 | 6 |
| 96 | Grady | A | 11 | 0 | $0 | 7 |
| 97 | Lee | A | 11 | 10 | $301,988 | 6 |
| 98 | Miller | A | 11 | 0 | $0 | 6 |
| 99 | Mitchell | A | 11 | 0 | $0 | 6 |
| 100 | Randolph | A | 11 | 0 | $0 | 6 |
| 101 | Sumter | A | 11 | 0 | $0 | 6 |
| 102 | Turner | A | 11 | 0 | $0 | 7 |
| 103 | Worth | A | 11 | 0 | $0 | 7 |
| 104 | Butts | A | 11 | 3 | $127,054 | 6 |
| 105 | Columbia | A | 11 | 1 | $212,705 | 6 |
| 106 | Elbert | A | 11 | 0 | $0 | 7 |
| 107 | Floyd | A | 11 | 0 | $0 | 6 |
| 108 | Greene | A | 11 | 0 | $0 | 6 |
| 109 | Harris | A | 11 | 3 | $2,548 | 6 |
| 110 | Jasper | A | 11 | 0 | $0 | 6 |
| 111 | Lamar | A | 11 | 0 | $0 | 6 |
| 112 | McDuffie | A | 11 | 0 | $0 | 6 |
| 113 | Monroe | A | 11 | 1 | $36,552 | 6 |
| 114 | Pike | A | 11 | 0 | $0 | 7 |
| 115 | Richmond | A | 11 | 7 | $39,649 | 6 |
| 116 | Talbot | A | 11 | 0 | $0 | 6 |
| 117 | Taliaferro | A | 11 | 0 | $0 | 6 |
| 118 | Taylor | A | 11 | 0 | $0 | 6 |
| 119 | Upson | A | 11 | 0 | $0 | 7 |
| 120 | Wilkes | A | 11 | 0 | $0 | 7 |
| 121 | Douglas | A | 10 | 2 | $31,392 | 5 |
| 122 | Haralson | A | 10 | 0 | $0 | 5 |
| 123 | Chattahoochee | A | 10 | 0 | $0 | 5 |
| 124 | Marion | A | 10 | 0 | $0 | 5 |
| 125 | Seminole | A | 10 | 1 | $13,351 | 5 |
| 126 | Terrell | A | 10 | 0 | $0 | 5 |
| 127 | Baldwin | A | 10 | 0 | $0 | 5 |
| 128 | Barrow | A | 10 | 0 | $0 | 4 |
| 129 | Bartow | A | 10 | 1 | $17,757 | 4 |
| 130 | Bibb | A | 10 | 2 | $48,758 | 5 |
| 131 | Chattooga | A | 10 | 0 | $0 | 4 |
| 132 | Clarke | A | 10 | 0 | $0 | 4 |
| 133 | Clayton | A | 10 | 4 | $29,308 | 5 |
| 134 | Coweta | A | 10 | 1 | $0 | 4 |
| 135 | Dade | A | 10 | 0 | $0 | 5 |
| 136 | Fayette | A | 10 | 4 | $17,809 | 4 |
| 137 | Gordon | A | 10 | 0 | $0 | 4 |
| 138 | Hart | A | 10 | 0 | $0 | 5 |
| 139 | Jackson | A | 10 | 0 | $0 | 5 |
| 140 | Lincoln | A | 10 | 0 | $0 | 5 |
| 141 | Madison | A | 10 | 0 | $0 | 5 |
| 142 | Meriwether | A | 10 | 0 | $0 | 4 |
| 143 | Morgan | A | 10 | 0 | $0 | 4 |
| 144 | Murray | A | 10 | 1 | $16,100 | 4 |
| 145 | Muscogee | A | 10 | 3 | $61,874 | 5 |
| 146 | Newton | A | 10 | 2 | $155,674 | 4 |
| 147 | Oconee | A | 10 | 0 | $0 | 4 |
| 148 | Oglethorpe | A | 10 | 0 | $0 | 5 |
| 149 | Polk | A | 10 | 2 | $83,493 | 5 |
| 150 | Rockdale | A | 10 | 2 | $2,789 | 4 |
| 151 | Spalding | A | 10 | 0 | $0 | 5 |
| 152 | Troup | A | 10 | 2 | $201,494 | 4 |
| 153 | Walker | A | 10 | 1 | $160,460 | 4 |
| 154 | Warren | A | 10 | 0 | $0 | 5 |
| 155 | Whitfield | A | 10 | 0 | $0 | 4 |
| 156 | Camden | A | 10 | 11 | $142,807 | 11 |
| 157 | Statewide | A | 10 | 0 | $0 | 4 |
| 158 | Henry | A | 9 | 2 | $11,778 | 3 |
| 159 | Walton | A | 9 | 0 | $0 | 3 |
| 160 | Liberty | A | 8 | 12 | $332,574 | 9 |