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Cherokee, GA

Flood Risk Score: 14/100 · Rank #676 of 3,277 counties

Cherokee County in Georgia has 6 FEMA disaster declarations on record covering 1995–2021, most recently Tropical Storm Zeta on Jan 12, 2021 (DR-4579). Its flood risk grade is A (Low risk), ranking #676 of 3,277 U.S. counties, with 7 NFIP flood insurance claims totaling $38,308 in payouts. Flood risk is relatively low compared to the national average.

14
Risk Score
7
NFIP Claims
$38,308
Total Payouts
6
Disasters
$5,473
Avg Claim
7
Active Policies

FEMA Disaster Declarations in Cherokee County

The 6 most recent federally declared disasters affecting Cherokee County, GA (1995–2021). Total declarations on record: 6.

DeclaredIncident TypeTitleFEMA Disaster #
Jan 12, 2021HurricaneTropical Storm ZetaDR-4579
Sep 15, 2017HurricaneHurricane IrmaDR-4338
Sep 8, 2017HurricaneHurricane IrmaDR-3387
Sep 5, 2005HurricaneHurricane Katrina EvacuationDR-3218
Sep 18, 2004HurricaneHurricane IvanDR-1554
Oct 10, 1995HurricaneHurricane OpalDR-1071

Score Breakdown

The composite score of 14 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
13
Claim Severity
20%
0
Year-over-Year Trend
15%
70

Other Counties in Georgia

CountyGradeScoreClaimsDisasters
CatoosaA14134
FayetteA1494
ApplingA13110
AtkinsonA13010
BaconA13010
CandlerA13010
View All Counties in Georgia

Frequently Asked Questions

How many FEMA disaster declarations does Cherokee County, GA have?

Cherokee County, GA has 6 federal disaster declarations on FEMA record (1995–2021). The 5 most recent are: Tropical Storm Zeta (declared Jan 12, 2021, DR-4579); Hurricane Irma (declared Sep 15, 2017, DR-4338); Hurricane Irma (declared Sep 8, 2017, DR-3387); Hurricane Katrina Evacuation (declared Sep 5, 2005, DR-3218); Hurricane Ivan (declared Sep 18, 2004, DR-1554). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Cherokee County, GA?

Cherokee County is graded A (composite score 14/100, low risk). It ranks #676 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Cherokee County?

7 NFIP flood insurance claims have been filed in Cherokee County, GA, totaling $38,308 in payouts. The average claim is $5,473. Source: FEMA FimaNfipClaims v2 dataset.

Has Cherokee County, GA had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Cherokee County was Tropical Storm Zeta on Jan 12, 2021 (DR-4579). The county has 6 declared disasters in the OpenFEMA record covering 1995–2021.

The this entity record above pulls directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. What follows is the per-entity context — how this entity sits in the broader U.S. flood risk, NFIP claims, and disaster declarations distribution and which underlying factors drive the headline numbers.

Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.