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Houston, GA

Flood Risk Score: 11/100 · Rank #1530 of 3,277 counties

Houston County in Georgia has 7 FEMA disaster declarations on record covering 1966–2018, most recently Hurricane Michael on Oct 14, 2018 (DR-4400). Its flood risk grade is A (Low risk), ranking #1530 of 3,277 U.S. counties, with 3 NFIP flood insurance claims totaling $15,857 in payouts. Flood risk is relatively low compared to the national average.

11
Risk Score
3
NFIP Claims
$15,857
Total Payouts
7
Disasters
$5,286
Avg Claim
3
Active Policies

FEMA Disaster Declarations in Houston County

The 7 most recent federally declared disasters affecting Houston County, GA (1966–2018). Total declarations on record: 7.

DeclaredIncident TypeTitleFEMA Disaster #
Oct 14, 2018HurricaneHurricane MichaelDR-4400
Oct 10, 2018HurricaneHurricane MichaelDR-3406
Sep 15, 2017HurricaneHurricane IrmaDR-4338
Sep 8, 2017HurricaneHurricane IrmaDR-3387
Sep 5, 2005HurricaneHurricane Katrina EvacuationDR-3218
Sep 24, 2004HurricaneTropical Storm FrancesDR-1560
Mar 14, 1966FloodFloodingDR-214

Score Breakdown

The composite score of 11 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
15
Claim Severity
20%
0
Year-over-Year Trend
15%
50

Other Counties in Georgia

CountyGradeScoreClaimsDisasters
DawsonA1107
FanninA1196
ForsythA1116
FranklinA1107
HallA1107
HeardA1106
View All Counties in Georgia

Frequently Asked Questions

How many FEMA disaster declarations does Houston County, GA have?

Houston County, GA has 7 federal disaster declarations on FEMA record (1966–2018). The 5 most recent are: Hurricane Michael (declared Oct 14, 2018, DR-4400); Hurricane Michael (declared Oct 10, 2018, DR-3406); Hurricane Irma (declared Sep 15, 2017, DR-4338); Hurricane Irma (declared Sep 8, 2017, DR-3387); Hurricane Katrina Evacuation (declared Sep 5, 2005, DR-3218). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Houston County, GA?

Houston County is graded A (composite score 11/100, low risk). It ranks #1530 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Houston County?

3 NFIP flood insurance claims have been filed in Houston County, GA, totaling $15,857 in payouts. The average claim is $5,286. Source: FEMA FimaNfipClaims v2 dataset.

Has Houston County, GA had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Houston County was Hurricane Michael on Oct 14, 2018 (DR-4400). The county has 7 declared disasters in the OpenFEMA record covering 1966–2018.

this entity is one of the data points covered by this site’s U.S. flood risk, NFIP claims, and disaster declarations dataset. The detail above comes directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the context that follows situates the headline numbers against the broader distribution across U.S. ZIPs, counties, and states.

Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.