Heard, GA
Heard County in Georgia has 6 FEMA disaster declarations on record covering 1995–2021, most recently Tropical Storm Zeta on Jan 12, 2021 (DR-4579). Its flood risk grade is A (Low risk), ranking #1375 of 3,277 U.S. counties, with 0 NFIP flood insurance claims totaling $0 in payouts. Flood risk is relatively low compared to the national average.
FEMA Disaster Declarations in Heard County
The 6 most recent federally declared disasters affecting Heard County, GA (1995–2021). Total declarations on record: 6.
| Declared | Incident Type | Title | FEMA Disaster # |
|---|---|---|---|
| Jan 12, 2021 | Hurricane | Tropical Storm Zeta | DR-4579 |
| Sep 15, 2017 | Hurricane | Hurricane Irma | DR-4338 |
| Sep 8, 2017 | Hurricane | Hurricane Irma | DR-3387 |
| Sep 5, 2005 | Hurricane | Hurricane Katrina Evacuation | DR-3218 |
| Sep 18, 2004 | Hurricane | Hurricane Ivan | DR-1554 |
| Oct 10, 1995 | Hurricane | Hurricane Opal | DR-1071 |
Score Breakdown
The composite score of 11 is calculated from four weighted factors. See our methodology for details.
Other Counties in Georgia
| County | Grade | Score | Claims | Disasters |
|---|---|---|---|---|
| Dawson | A | 11 | 0 | 7 |
| Fannin | A | 11 | 9 | 6 |
| Forsyth | A | 11 | 1 | 6 |
| Franklin | A | 11 | 0 | 7 |
| Hall | A | 11 | 0 | 7 |
| Paulding | A | 11 | 3 | 7 |
More Counties in Georgia
Frequently Asked Questions
How many FEMA disaster declarations does Heard County, GA have?
Heard County, GA has 6 federal disaster declarations on FEMA record (1995–2021). The 5 most recent are: Tropical Storm Zeta (declared Jan 12, 2021, DR-4579); Hurricane Irma (declared Sep 15, 2017, DR-4338); Hurricane Irma (declared Sep 8, 2017, DR-3387); Hurricane Katrina Evacuation (declared Sep 5, 2005, DR-3218); Hurricane Ivan (declared Sep 18, 2004, DR-1554). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.
What is the flood risk grade for Heard County, GA?
Heard County is graded A (composite score 11/100, low risk). It ranks #1375 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).
How many NFIP flood insurance claims have been filed in Heard County?
0 NFIP flood insurance claims have been filed in Heard County, GA, totaling $0 in payouts. The average claim is $0. Source: FEMA FimaNfipClaims v2 dataset.
Has Heard County, GA had any recent flood disasters?
Yes. The most recent FEMA declaration affecting Heard County was Tropical Storm Zeta on Jan 12, 2021 (DR-4579). The county has 6 declared disasters in the OpenFEMA record covering 1995–2021.
The this entity record above pulls directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. What follows is the per-entity context — how this entity sits in the broader U.S. flood risk, NFIP claims, and disaster declarations distribution and which underlying factors drive the headline numbers.
Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.
Practical use of this page is in combination with the comparison and ranking pages elsewhere on the site, which surface the same data for this entity’s peers within U.S. ZIPs, counties, and states. A single-entity reading without peer context can be misleading when an entity is an outlier on one axis but typical on another.
Source: FEMA OpenFEMA datasets, 2026.