Habersham, GA
Habersham County in Georgia has 8 FEMA disaster declarations on record covering 1976–2024, most recently Hurricane Helene on Sep 30, 2024 (DR-4830). Its flood risk grade is A (Low risk), ranking #1027 of 3,277 U.S. counties, with 3 NFIP flood insurance claims totaling $35,958 in payouts. Flood risk is relatively low compared to the national average.
FEMA Disaster Declarations in Habersham County
The 8 most recent federally declared disasters affecting Habersham County, GA (1976–2024). Total declarations on record: 8.
| Declared | Incident Type | Title | FEMA Disaster # |
|---|---|---|---|
| Sep 30, 2024 | Hurricane | Hurricane Helene | DR-4830 |
| Jan 12, 2021 | Hurricane | Tropical Storm Zeta | DR-4579 |
| Sep 15, 2017 | Hurricane | Hurricane Irma | DR-4338 |
| Sep 8, 2017 | Hurricane | Hurricane Irma | DR-3387 |
| Sep 5, 2005 | Hurricane | Hurricane Katrina Evacuation | DR-3218 |
| Sep 18, 2004 | Hurricane | Hurricane Ivan | DR-1554 |
| Oct 10, 1995 | Hurricane | Hurricane Opal | DR-1071 |
| Jun 11, 1976 | Flood | Severe Storms & Flooding | DR-507 |
Score Breakdown
The composite score of 12 is calculated from four weighted factors. See our methodology for details.
Other Counties in Georgia
| County | Grade | Score | Claims | Disasters |
|---|---|---|---|---|
| Banks | A | 12 | 0 | 8 |
| Lumpkin | A | 12 | 1 | 8 |
| Rabun | A | 12 | 1 | 9 |
| Stephens | A | 12 | 1 | 8 |
| Berrien | A | 12 | 1 | 9 |
| Bleckley | A | 12 | 1 | 8 |
More Counties in Georgia
Frequently Asked Questions
How many FEMA disaster declarations does Habersham County, GA have?
Habersham County, GA has 8 federal disaster declarations on FEMA record (1976–2024). The 5 most recent are: Hurricane Helene (declared Sep 30, 2024, DR-4830); Tropical Storm Zeta (declared Jan 12, 2021, DR-4579); Hurricane Irma (declared Sep 15, 2017, DR-4338); Hurricane Irma (declared Sep 8, 2017, DR-3387); Hurricane Katrina Evacuation (declared Sep 5, 2005, DR-3218). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.
What is the flood risk grade for Habersham County, GA?
Habersham County is graded A (composite score 12/100, low risk). It ranks #1027 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).
How many NFIP flood insurance claims have been filed in Habersham County?
3 NFIP flood insurance claims have been filed in Habersham County, GA, totaling $35,958 in payouts. The average claim is $11,986. Source: FEMA FimaNfipClaims v2 dataset.
Has Habersham County, GA had any recent flood disasters?
Yes. The most recent FEMA declaration affecting Habersham County was Hurricane Helene on Sep 30, 2024 (DR-4830). The county has 8 declared disasters in the OpenFEMA record covering 1976–2024.
this entity is one of the data points covered by this site’s U.S. flood risk, NFIP claims, and disaster declarations dataset. The detail above comes directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the context that follows situates the headline numbers against the broader distribution across U.S. ZIPs, counties, and states.
Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.
Practical use of this page is in combination with the comparison and ranking pages elsewhere on the site, which surface the same data for this entity’s peers within U.S. ZIPs, counties, and states. A single-entity reading without peer context can be misleading when an entity is an outlier on one axis but typical on another.
Source: FEMA OpenFEMA datasets, 2026.