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A

Lumpkin, GA

Flood Risk Score: 12/100 · Rank #1028 of 3,277 counties

Lumpkin County in Georgia has 8 FEMA disaster declarations on record covering 1976–2024, most recently Hurricane Helene on Sep 30, 2024 (DR-4830). Its flood risk grade is A (Low risk), ranking #1028 of 3,277 U.S. counties, with 1 NFIP flood insurance claims totaling $0 in payouts. Flood risk is relatively low compared to the national average.

12
Risk Score
1
NFIP Claims
$0
Total Payouts
8
Disasters
$0
Avg Claim
1
Active Policies

FEMA Disaster Declarations in Lumpkin County

The 8 most recent federally declared disasters affecting Lumpkin County, GA (1976–2024). Total declarations on record: 8.

DeclaredIncident TypeTitleFEMA Disaster #
Sep 30, 2024HurricaneHurricane HeleneDR-4830
Jan 12, 2021HurricaneTropical Storm ZetaDR-4579
Sep 15, 2017HurricaneHurricane IrmaDR-4338
Sep 8, 2017HurricaneHurricane IrmaDR-3387
Sep 5, 2005HurricaneHurricane Katrina EvacuationDR-3218
Sep 18, 2004HurricaneHurricane IvanDR-1554
Oct 10, 1995HurricaneHurricane OpalDR-1071
Jun 11, 1976FloodSevere Storms & FloodingDR-507

Score Breakdown

The composite score of 12 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
17
Claim Severity
20%
0
Year-over-Year Trend
15%
50

Other Counties in Georgia

CountyGradeScoreClaimsDisasters
BanksA1208
HabershamA1238
RabunA1219
StephensA1218
BerrienA1219
BleckleyA1218
View All Counties in Georgia

Frequently Asked Questions

How many FEMA disaster declarations does Lumpkin County, GA have?

Lumpkin County, GA has 8 federal disaster declarations on FEMA record (1976–2024). The 5 most recent are: Hurricane Helene (declared Sep 30, 2024, DR-4830); Tropical Storm Zeta (declared Jan 12, 2021, DR-4579); Hurricane Irma (declared Sep 15, 2017, DR-4338); Hurricane Irma (declared Sep 8, 2017, DR-3387); Hurricane Katrina Evacuation (declared Sep 5, 2005, DR-3218). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Lumpkin County, GA?

Lumpkin County is graded A (composite score 12/100, low risk). It ranks #1028 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Lumpkin County?

1 NFIP flood insurance claims have been filed in Lumpkin County, GA, totaling $0 in payouts. The average claim is $0. Source: FEMA FimaNfipClaims v2 dataset.

Has Lumpkin County, GA had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Lumpkin County was Hurricane Helene on Sep 30, 2024 (DR-4830). The county has 8 declared disasters in the OpenFEMA record covering 1976–2024.

For this entity, the underlying data on this page comes from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. The breakdown above is the federal record; the paragraphs below add the per-entity context that makes the headline numbers usable for a real decision rather than just a data lookup.

The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.