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Spalding, GA

Flood Risk Score: 10/100 · Rank #2045 of 3,277 counties

Spalding County in Georgia has 5 FEMA disaster declarations on record covering 1995–2017, most recently Hurricane Irma on Sep 15, 2017 (DR-4338). Its flood risk grade is A (Low risk), ranking #2045 of 3,277 U.S. counties, with 2 NFIP flood insurance claims totaling $22,914 in payouts. Flood risk is relatively low compared to the national average.

10
Risk Score
2
NFIP Claims
$22,914
Total Payouts
5
Disasters
$11,457
Avg Claim
2
Active Policies

FEMA Disaster Declarations in Spalding County

The 5 most recent federally declared disasters affecting Spalding County, GA (1995–2017). Total declarations on record: 5.

DeclaredIncident TypeTitleFEMA Disaster #
Sep 15, 2017HurricaneHurricane IrmaDR-4338
Sep 8, 2017HurricaneHurricane IrmaDR-3387
Sep 5, 2005HurricaneHurricane Katrina EvacuationDR-3218
Sep 24, 2004HurricaneTropical Storm FrancesDR-1560
Oct 10, 1995HurricaneHurricane OpalDR-1071

Score Breakdown

The composite score of 10 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
11
Claim Severity
20%
0
Year-over-Year Trend
15%
50

Other Counties in Georgia

CountyGradeScoreClaimsDisasters
DouglasA1055
HaralsonA1005
UnionA1076
ChattahoocheeA1005
MarionA1005
DoughertyA10127
View All Counties in Georgia

Frequently Asked Questions

How many FEMA disaster declarations does Spalding County, GA have?

Spalding County, GA has 5 federal disaster declarations on FEMA record (1995–2017). The 5 most recent are: Hurricane Irma (declared Sep 15, 2017, DR-4338); Hurricane Irma (declared Sep 8, 2017, DR-3387); Hurricane Katrina Evacuation (declared Sep 5, 2005, DR-3218); Tropical Storm Frances (declared Sep 24, 2004, DR-1560); Hurricane Opal (declared Oct 10, 1995, DR-1071). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Spalding County, GA?

Spalding County is graded A (composite score 10/100, low risk). It ranks #2045 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Spalding County?

2 NFIP flood insurance claims have been filed in Spalding County, GA, totaling $22,914 in payouts. The average claim is $11,457. Source: FEMA FimaNfipClaims v2 dataset.

Has Spalding County, GA had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Spalding County was Hurricane Irma on Sep 15, 2017 (DR-4338). The county has 5 declared disasters in the OpenFEMA record covering 1995–2017.

For this entity, the underlying data on this page comes from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. The breakdown above is the federal record; the paragraphs below add the per-entity context that makes the headline numbers usable for a real decision rather than just a data lookup.

Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.