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Gilmer, GA

Flood Risk Score: 7/100 · Rank #3201 of 3,277 counties

Gilmer County in Georgia has 8 FEMA disaster declarations on record covering 1979–2024, most recently Hurricane Helene on Sep 30, 2024 (DR-4830). Its flood risk grade is A (Low risk), ranking #3201 of 3,277 U.S. counties, with 13 NFIP flood insurance claims totaling $305,122 in payouts. Flood risk is relatively low compared to the national average.

7
Risk Score
13
NFIP Claims
$305,122
Total Payouts
8
Disasters
$23,471
Avg Claim
13
Active Policies

FEMA Disaster Declarations in Gilmer County

The 8 most recent federally declared disasters affecting Gilmer County, GA (1979–2024). Total declarations on record: 8.

DeclaredIncident TypeTitleFEMA Disaster #
Sep 30, 2024HurricaneHurricane HeleneDR-4830
Jan 12, 2021HurricaneTropical Storm ZetaDR-4579
Sep 15, 2017HurricaneHurricane IrmaDR-4338
Sep 8, 2017HurricaneHurricane IrmaDR-3387
Sep 5, 2005HurricaneHurricane Katrina EvacuationDR-3218
Sep 18, 2004HurricaneHurricane IvanDR-1554
Oct 10, 1995HurricaneHurricane OpalDR-1071
Mar 13, 1979FloodRain, Flooding, MudslideDR-3072

Score Breakdown

The composite score of 7 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
17
Claim Severity
20%
0
Year-over-Year Trend
15%
16

Other Counties in Georgia

CountyGradeScoreClaimsDisasters
TroupA754
CamdenA72911
CarrollA866
BakerA857
HenryA893
ChathamA83629
View All Counties in Georgia

Frequently Asked Questions

How many FEMA disaster declarations does Gilmer County, GA have?

Gilmer County, GA has 8 federal disaster declarations on FEMA record (1979–2024). The 5 most recent are: Hurricane Helene (declared Sep 30, 2024, DR-4830); Tropical Storm Zeta (declared Jan 12, 2021, DR-4579); Hurricane Irma (declared Sep 15, 2017, DR-4338); Hurricane Irma (declared Sep 8, 2017, DR-3387); Hurricane Katrina Evacuation (declared Sep 5, 2005, DR-3218). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Gilmer County, GA?

Gilmer County is graded A (composite score 7/100, low risk). It ranks #3201 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Gilmer County?

13 NFIP flood insurance claims have been filed in Gilmer County, GA, totaling $305,122 in payouts. The average claim is $23,471. Source: FEMA FimaNfipClaims v2 dataset.

Has Gilmer County, GA had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Gilmer County was Hurricane Helene on Sep 30, 2024 (DR-4830). The county has 8 declared disasters in the OpenFEMA record covering 1979–2024.

The this entity record above pulls directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. What follows is the per-entity context — how this entity sits in the broader U.S. flood risk, NFIP claims, and disaster declarations distribution and which underlying factors drive the headline numbers.

Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.