Updated April 2026
Flood Risk in Pennsylvania
Pennsylvania has 68 counties with flood risk data, 425 total NFIP flood insurance claims, and an average risk score of 13 out of 100.
68
Counties
425
NFIP Claims
$14,738,382
Total Payouts
13
Avg Risk Score
Grade Distribution
A
64
counties
B
4
counties
C
0
counties
D
0
counties
F
0
counties
Riskiest in Pennsylvania
| County | Grade | Score |
|---|---|---|
| Montgomery | B | 24 |
| Bucks | B | 23 |
| Chester | B | 22 |
| Delaware | B | 22 |
| Allegheny | A | 20 |
Safest in Pennsylvania
| County | Grade | Score |
|---|---|---|
| Lycoming | A | 8 |
| Washington | A | 8 |
| Lancaster | A | 9 |
| Bradford | A | 10 |
| Statewide | A | 10 |
All 68 Counties in Pennsylvania
Sorted by flood risk score, highest to lowest.
| # | County | Grade | Score | Claims | Payouts | Disasters |
|---|---|---|---|---|---|---|
| 1 | Montgomery | B | 24 | 58 | $4,188,782 | 15 |
| 2 | Bucks | B | 23 | 27 | $676,872 | 15 |
| 3 | Chester | B | 22 | 27 | $805,989 | 13 |
| 4 | Delaware | B | 22 | 24 | $953,616 | 13 |
| 5 | Allegheny | A | 20 | 44 | $2,596,789 | 8 |
| 6 | Westmoreland | A | 20 | 13 | $136,202 | 9 |
| 7 | Lackawanna | A | 17 | 6 | $78,753 | 11 |
| 8 | Lehigh | A | 17 | 7 | $72,831 | 8 |
| 9 | Luzerne | A | 15 | 4 | $18,187 | 13 |
| 10 | Philadelphia | A | 15 | 19 | $400,082 | 13 |
| 11 | Sullivan | A | 15 | 0 | $0 | 13 |
| 12 | Wyoming | A | 15 | 3 | $34,924 | 13 |
| 13 | Dauphin | A | 14 | 9 | $107,504 | 12 |
| 14 | Northampton | A | 14 | 5 | $116,733 | 12 |
| 15 | Bedford | A | 14 | 5 | $186,521 | 12 |
| 16 | Monroe | A | 14 | 4 | $19,582 | 12 |
| 17 | Somerset | A | 14 | 6 | $48,946 | 10 |
| 18 | Wayne | A | 14 | 0 | $0 | 12 |
| 19 | Huntingdon | A | 13 | 1 | $7,811 | 10 |
| 20 | Schuylkill | A | 13 | 12 | $574,610 | 11 |
| 21 | York | A | 13 | 6 | $250,920 | 11 |
| 22 | Franklin | A | 13 | 0 | $0 | 10 |
| 23 | Juniata | A | 13 | 0 | $0 | 11 |
| 24 | Mifflin | A | 13 | 1 | $6,100 | 10 |
| 25 | Tioga | A | 13 | 2 | $18,921 | 10 |
| 26 | Cumberland | A | 13 | 2 | $7,110 | 10 |
| 27 | Adams | A | 13 | 2 | $100,973 | 10 |
| 28 | Columbia | A | 13 | 5 | $85,632 | 10 |
| 29 | Northumberland | A | 13 | 1 | $8,922 | 10 |
| 30 | Perry | A | 13 | 0 | $0 | 10 |
| 31 | Snyder | A | 13 | 2 | $8,024 | 10 |
| 32 | Susquehanna | A | 13 | 6 | $276,843 | 11 |
| 33 | Fayette | A | 13 | 8 | $196,363 | 7 |
| 34 | Fulton | A | 12 | 0 | $0 | 9 |
| 35 | Centre | A | 12 | 3 | $28,404 | 8 |
| 36 | Pike | A | 12 | 0 | $0 | 9 |
| 37 | Berks | A | 12 | 13 | $227,820 | 10 |
| 38 | Lebanon | A | 12 | 1 | $1,605 | 9 |
| 39 | Montour | A | 12 | 1 | $2,032 | 8 |
| 40 | Union | A | 12 | 0 | $0 | 9 |
| 41 | Armstrong | A | 12 | 0 | $0 | 8 |
| 42 | Blair | A | 12 | 5 | $56,459 | 9 |
| 43 | Cambria | A | 12 | 4 | $67,760 | 8 |
| 44 | Carbon | A | 12 | 0 | $0 | 8 |
| 45 | Clarion | A | 12 | 1 | $80,834 | 8 |
| 46 | Indiana | A | 12 | 3 | $21,282 | 8 |
| 47 | Jefferson | A | 12 | 0 | $0 | 8 |
| 48 | Cameron | A | 11 | 0 | $0 | 6 |
| 49 | Forest | A | 11 | 0 | $0 | 6 |
| 50 | Potter | A | 11 | 1 | $28,000 | 7 |
| 51 | Beaver | A | 11 | 4 | $88,668 | 6 |
| 52 | Butler | A | 11 | 8 | $89,062 | 6 |
| 53 | Clearfield | A | 11 | 3 | $21,166 | 7 |
| 54 | Clinton | A | 11 | 2 | $23,377 | 7 |
| 55 | Crawford | A | 11 | 0 | $0 | 7 |
| 56 | Greene | A | 11 | 3 | $112,284 | 7 |
| 57 | McKean | A | 11 | 1 | $0 | 6 |
| 58 | Mercer | A | 11 | 1 | $5,427 | 6 |
| 59 | Venango | A | 11 | 1 | $22,149 | 7 |
| 60 | Bradford | A | 10 | 7 | $127,519 | 10 |
| 61 | Statewide | A | 10 | 0 | $0 | 4 |
| 62 | Elk | A | 10 | 2 | $14,130 | 5 |
| 63 | Erie | A | 10 | 4 | $30,585 | 5 |
| 64 | Lawrence | A | 10 | 3 | $1,713 | 5 |
| 65 | Warren | A | 10 | 1 | $1,313 | 5 |
| 66 | Lancaster | A | 9 | 10 | $97,758 | 11 |
| 67 | Lycoming | A | 8 | 12 | $164,852 | 10 |
| 68 | Washington | A | 8 | 22 | $1,439,641 | 6 |