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Luzerne, PA

Flood Risk Score: 18/100 · Rank #324 of 3,277 counties

Luzerne County in Pennsylvania has 13 FEMA disaster declarations on record covering 1972–2021, most recently Remnants of Hurricane Ida on Sep 10, 2021 (DR-4618). Its flood risk grade is A (Low risk), ranking #324 of 3,277 U.S. counties, with 19 NFIP flood insurance claims totaling $669,968 in payouts. Flood risk is relatively low compared to the national average.

18
Risk Score
19
NFIP Claims
$669,968
Total Payouts
13
Disasters
$35,261
Avg Claim
19
Active Policies

FEMA Disaster Declarations in Luzerne County

The 13 most recent federally declared disasters affecting Luzerne County, PA (1972–2021). Total declarations on record: 13.

DeclaredIncident TypeTitleFEMA Disaster #
Sep 10, 2021HurricaneRemnants of Hurricane IdaDR-4618
Oct 29, 2012HurricaneHurricane SandyDR-3356
Sep 12, 2011FloodTropical Storm LeeDR-4030
Sep 8, 2011FloodRemnants of Tropical Storm LeeDR-3340
Sep 3, 2011HurricaneHurricane IreneDR-4025
Aug 29, 2011HurricaneHurricane IreneDR-3339
Sep 10, 2005HurricaneHurricane Katrina DR-3235
Sep 19, 2004HurricaneTropical Depression IvanDR-1557
Jan 21, 1996FloodSevere Storms and FloodingDR-1093
Oct 8, 1985HurricaneHurricane GloriaDR-745
Oct 20, 1976FloodSevere Storms & FloodingDR-523
Sep 26, 1975FloodSevere Storms, Heavy Rains & FloodingDR-485
Jun 23, 1972FloodTropical Storm AgnesDR-340

Score Breakdown

The composite score of 18 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
28
Claim Severity
20%
0
Year-over-Year Trend
15%
75

Other Counties in Pennsylvania

CountyGradeScoreClaimsDisasters
BeaverA18226
IndianaA18108
DauphinA193412
MontgomeryA1919315
LehighA19228
BradfordA171810
View All Counties in Pennsylvania

Frequently Asked Questions

How many FEMA disaster declarations does Luzerne County, PA have?

Luzerne County, PA has 13 federal disaster declarations on FEMA record (1972–2021). The 5 most recent are: Remnants of Hurricane Ida (declared Sep 10, 2021, DR-4618); Hurricane Sandy (declared Oct 29, 2012, DR-3356); Tropical Storm Lee (declared Sep 12, 2011, DR-4030); Remnants of Tropical Storm Lee (declared Sep 8, 2011, DR-3340); Hurricane Irene (declared Sep 3, 2011, DR-4025). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Luzerne County, PA?

Luzerne County is graded A (composite score 18/100, low risk). It ranks #324 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Luzerne County?

19 NFIP flood insurance claims have been filed in Luzerne County, PA, totaling $669,968 in payouts. The average claim is $35,261. Source: FEMA FimaNfipClaims v2 dataset.

Has Luzerne County, PA had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Luzerne County was Remnants of Hurricane Ida on Sep 10, 2021 (DR-4618). The county has 13 declared disasters in the OpenFEMA record covering 1972–2021.

this entity is one of the data points covered by this site’s U.S. flood risk, NFIP claims, and disaster declarations dataset. The detail above comes directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the context that follows situates the headline numbers against the broader distribution across U.S. ZIPs, counties, and states.

Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.