Updated April 2026
Flood Risk in New Jersey
New Jersey has 22 counties with flood risk data, 697 total NFIP flood insurance claims, and an average risk score of 17 out of 100.
22
Counties
697
NFIP Claims
$22,152,250
Total Payouts
17
Avg Risk Score
Grade Distribution
A
12
counties
B
10
counties
C
0
counties
D
0
counties
F
0
counties
All 22 Counties in New Jersey
Sorted by flood risk score, highest to lowest.
| # | County | Grade | Score | Claims | Payouts | Disasters |
|---|---|---|---|---|---|---|
| 1 | Bergen | B | 24 | 104 | $3,979,709 | 15 |
| 2 | Essex | B | 24 | 48 | $2,153,227 | 16 |
| 3 | Union | B | 24 | 93 | $2,663,878 | 14 |
| 4 | Monmouth | B | 23 | 28 | $273,358 | 14 |
| 5 | Middlesex | B | 23 | 47 | $1,670,735 | 14 |
| 6 | Morris | B | 23 | 21 | $386,152 | 14 |
| 7 | Somerset | B | 23 | 56 | $3,920,275 | 14 |
| 8 | Passaic | B | 22 | 51 | $2,520,691 | 13 |
| 9 | Burlington | B | 21 | 21 | $215,440 | 11 |
| 10 | Hudson | B | 21 | 47 | $1,150,358 | 10 |
| 11 | Ocean | A | 16 | 34 | $345,547 | 13 |
| 12 | Cumberland | A | 15 | 2 | $59,831 | 13 |
| 13 | Salem | A | 14 | 1 | $71,510 | 12 |
| 14 | Atlantic | A | 13 | 22 | $287,585 | 15 |
| 15 | Sussex | A | 13 | 0 | $0 | 11 |
| 16 | Gloucester | A | 13 | 3 | $2,118 | 11 |
| 17 | Hunterdon | A | 13 | 6 | $520,828 | 10 |
| 18 | Mercer | A | 13 | 15 | $653,039 | 11 |
| 19 | Camden | A | 12 | 8 | $62,218 | 9 |
| 20 | Warren | A | 12 | 4 | $54,006 | 9 |
| 21 | Cape May | A | 10 | 86 | $1,161,745 | 16 |
| 22 | Statewide | A | 9 | 0 | $0 | 2 |