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B

Middlesex, NJ

Flood Risk Score: 23/100 · Rank #96 of 3,277 counties

Middlesex County in New Jersey has 14 FEMA disaster declarations on record covering 1968–2021, most recently Remnants of Hurricane Ida on Sep 5, 2021 (DR-4614). Its flood risk grade is B (Moderate risk), ranking #96 of 3,277 U.S. counties, with 155 NFIP flood insurance claims totaling $7,291,325 in payouts. Flood risk is relatively low compared to the national average.

23
Risk Score
155
NFIP Claims
$7,291,325
Total Payouts
14
Disasters
$47,041
Avg Claim
155
Active Policies

FEMA Disaster Declarations in Middlesex County

The 14 most recent federally declared disasters affecting Middlesex County, NJ (1968–2021). Total declarations on record: 14.

DeclaredIncident TypeTitleFEMA Disaster #
Sep 5, 2021HurricaneRemnants of Hurricane IdaDR-4614
Sep 2, 2021HurricaneRemnants of Hurricane IdaDR-3573
Oct 30, 2012HurricaneHurricane SandyDR-4086
Oct 28, 2012HurricaneHurricane SandyDR-3354
Aug 31, 2011HurricaneHurricane IreneDR-4021
Aug 27, 2011HurricaneHurricane IreneDR-3332
Sep 19, 2005HurricaneHurricane Katrina EvacuationDR-3257
Sep 18, 1999HurricaneHurricane Floyd Major Disaster DeclarationsDR-1295
Sep 17, 1999HurricaneHurricane Floyd Emergency DeclarationsDR-3148
Dec 18, 1992FloodCoastal Storm, High Tides, Heavy Rain, & FloodingDR-973
Jul 23, 1975FloodHeavy Rains, High Winds, Hail & TornadoesDR-477
Aug 7, 1973FloodSevere Storms & FloodingDR-402
Sep 4, 1971FloodHeavy Rains & FloodingDR-310
Jun 18, 1968FloodHeavy Rains & FloodingDR-245

Score Breakdown

The composite score of 23 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
1
Disaster Frequency
25%
30
Claim Severity
20%
1
Year-over-Year Trend
15%
100

Other Counties in New Jersey

CountyGradeScoreClaimsDisasters
MorrisB238014
PassaicB2316613
BergenB2437415
SomersetB2418014
SalemB221412
EssexB2520716
View All Counties in New Jersey

Frequently Asked Questions

How many FEMA disaster declarations does Middlesex County, NJ have?

Middlesex County, NJ has 14 federal disaster declarations on FEMA record (1968–2021). The 5 most recent are: Remnants of Hurricane Ida (declared Sep 5, 2021, DR-4614); Remnants of Hurricane Ida (declared Sep 2, 2021, DR-3573); Hurricane Sandy (declared Oct 30, 2012, DR-4086); Hurricane Sandy (declared Oct 28, 2012, DR-3354); Hurricane Irene (declared Aug 31, 2011, DR-4021). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Middlesex County, NJ?

Middlesex County is graded B (composite score 23/100, moderate risk). It ranks #96 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Middlesex County?

155 NFIP flood insurance claims have been filed in Middlesex County, NJ, totaling $7,291,325 in payouts. The average claim is $47,041. Source: FEMA FimaNfipClaims v2 dataset.

Has Middlesex County, NJ had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Middlesex County was Remnants of Hurricane Ida on Sep 5, 2021 (DR-4614). The county has 14 declared disasters in the OpenFEMA record covering 1968–2021.

For this entity, the underlying data on this page comes from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. The breakdown above is the federal record; the paragraphs below add the per-entity context that makes the headline numbers usable for a real decision rather than just a data lookup.

The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.

Practical use of this page is in combination with the comparison and ranking pages elsewhere on the site, which surface the same data for this entity’s peers within U.S. ZIPs, counties, and states. A single-entity reading without peer context can be misleading when an entity is an outlier on one axis but typical on another.

Source: FEMA OpenFEMA datasets, 2026.