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Cape May, NJ

Flood Risk Score: 10/100 · Rank #1860 of 3,277 counties

Cape May County in New Jersey has 16 FEMA disaster declarations on record covering 1971–2021, most recently Remnants of Hurricane Ida on Sep 5, 2021 (DR-4614). Its flood risk grade is A (Low risk), ranking #1860 of 3,277 U.S. counties, with 258 NFIP flood insurance claims totaling $4,442,979 in payouts. Flood risk is relatively low compared to the national average.

10
Risk Score
258
NFIP Claims
$4,442,979
Total Payouts
16
Disasters
$17,221
Avg Claim
258
Active Policies

FEMA Disaster Declarations in Cape May County

The 16 most recent federally declared disasters affecting Cape May County, NJ (1971–2021). Total declarations on record: 16.

DeclaredIncident TypeTitleFEMA Disaster #
Sep 5, 2021HurricaneRemnants of Hurricane IdaDR-4614
Sep 2, 2021HurricaneRemnants of Hurricane IdaDR-3573
Dec 11, 2020HurricaneTropical Storm IsaiasDR-4574
Oct 30, 2012HurricaneHurricane SandyDR-4086
Oct 28, 2012HurricaneHurricane SandyDR-3354
Aug 31, 2011HurricaneHurricane IreneDR-4021
Aug 27, 2011HurricaneHurricane IreneDR-3332
Sep 19, 2005HurricaneHurricane Katrina EvacuationDR-3257
Sep 17, 1999HurricaneHurricane Floyd Emergency DeclarationsDR-3148
Mar 3, 1998Coastal StormSevere Winter Coastal Storm, High Winds, FloodingDR-1206
Dec 18, 1992FloodCoastal Storm, High Tides, Heavy Rain, & FloodingDR-973
Oct 15, 1985HurricaneHurricane GloriaDR-749
Apr 12, 1984FloodCoastal Storms & FloodingDR-701
Aug 21, 1976FloodSevere Storms, High Winds & FloodingDR-519
Dec 24, 1974Coastal StormSevere Storms, High Winds & High TidesDR-3005
Sep 4, 1971FloodHeavy Rains & FloodingDR-310

Score Breakdown

The composite score of 10 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
2
Disaster Frequency
25%
34
Claim Severity
20%
0
Year-over-Year Trend
15%
4

Other Counties in New Jersey

CountyGradeScoreClaimsDisasters
UnionA1129314
StatewideA902
AtlanticA1210215
BurlingtonA126411
WarrenA1289
SussexA13311
View All Counties in New Jersey

Frequently Asked Questions

How many FEMA disaster declarations does Cape May County, NJ have?

Cape May County, NJ has 16 federal disaster declarations on FEMA record (1971–2021). The 5 most recent are: Remnants of Hurricane Ida (declared Sep 5, 2021, DR-4614); Remnants of Hurricane Ida (declared Sep 2, 2021, DR-3573); Tropical Storm Isaias (declared Dec 11, 2020, DR-4574); Hurricane Sandy (declared Oct 30, 2012, DR-4086); Hurricane Sandy (declared Oct 28, 2012, DR-3354). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Cape May County, NJ?

Cape May County is graded A (composite score 10/100, low risk). It ranks #1860 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Cape May County?

258 NFIP flood insurance claims have been filed in Cape May County, NJ, totaling $4,442,979 in payouts. The average claim is $17,221. Source: FEMA FimaNfipClaims v2 dataset.

Has Cape May County, NJ had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Cape May County was Remnants of Hurricane Ida on Sep 5, 2021 (DR-4614). The county has 16 declared disasters in the OpenFEMA record covering 1971–2021.

The this entity record above pulls directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. What follows is the per-entity context — how this entity sits in the broader U.S. flood risk, NFIP claims, and disaster declarations distribution and which underlying factors drive the headline numbers.

Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.

Practical use of this page is in combination with the comparison and ranking pages elsewhere on the site, which surface the same data for this entity’s peers within U.S. ZIPs, counties, and states. A single-entity reading without peer context can be misleading when an entity is an outlier on one axis but typical on another.

Source: FEMA OpenFEMA datasets, 2026.