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Ocean, NJ

Flood Risk Score: 15/100 · Rank #575 of 3,277 counties

Ocean County in New Jersey has 13 FEMA disaster declarations on record covering 1971–2021, most recently Remnants of Hurricane Ida on Sep 5, 2021 (DR-4614). Its flood risk grade is A (Low risk), ranking #575 of 3,277 U.S. counties, with 101 NFIP flood insurance claims totaling $516,645 in payouts. Flood risk is relatively low compared to the national average.

15
Risk Score
101
NFIP Claims
$516,645
Total Payouts
13
Disasters
$5,115
Avg Claim
101
Active Policies

FEMA Disaster Declarations in Ocean County

The 13 most recent federally declared disasters affecting Ocean County, NJ (1971–2021). Total declarations on record: 13.

DeclaredIncident TypeTitleFEMA Disaster #
Sep 5, 2021HurricaneRemnants of Hurricane IdaDR-4614
Sep 2, 2021HurricaneRemnants of Hurricane IdaDR-3573
Oct 30, 2012HurricaneHurricane SandyDR-4086
Oct 28, 2012HurricaneHurricane SandyDR-3354
Aug 31, 2011HurricaneHurricane IreneDR-4021
Aug 27, 2011HurricaneHurricane IreneDR-3332
Sep 19, 2005HurricaneHurricane Katrina EvacuationDR-3257
Sep 17, 1999HurricaneHurricane Floyd Emergency DeclarationsDR-3148
Mar 3, 1998Coastal StormSevere Winter Coastal Storm, High Winds, FloodingDR-1206
Dec 18, 1992FloodCoastal Storm, High Tides, Heavy Rain, & FloodingDR-973
Apr 12, 1984FloodCoastal Storms & FloodingDR-701
Aug 21, 1976FloodSevere Storms, High Winds & FloodingDR-519
Sep 4, 1971FloodHeavy Rains & FloodingDR-310

Score Breakdown

The composite score of 15 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
1
Disaster Frequency
25%
28
Claim Severity
20%
0
Year-over-Year Trend
15%
50

Other Counties in New Jersey

CountyGradeScoreClaimsDisasters
CumberlandA15813
MonmouthA158914
SussexA13311
MercerA132811
AtlanticA1210215
BurlingtonA126411
View All Counties in New Jersey

Frequently Asked Questions

How many FEMA disaster declarations does Ocean County, NJ have?

Ocean County, NJ has 13 federal disaster declarations on FEMA record (1971–2021). The 5 most recent are: Remnants of Hurricane Ida (declared Sep 5, 2021, DR-4614); Remnants of Hurricane Ida (declared Sep 2, 2021, DR-3573); Hurricane Sandy (declared Oct 30, 2012, DR-4086); Hurricane Sandy (declared Oct 28, 2012, DR-3354); Hurricane Irene (declared Aug 31, 2011, DR-4021). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Ocean County, NJ?

Ocean County is graded A (composite score 15/100, low risk). It ranks #575 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Ocean County?

101 NFIP flood insurance claims have been filed in Ocean County, NJ, totaling $516,645 in payouts. The average claim is $5,115. Source: FEMA FimaNfipClaims v2 dataset.

Has Ocean County, NJ had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Ocean County was Remnants of Hurricane Ida on Sep 5, 2021 (DR-4614). The county has 13 declared disasters in the OpenFEMA record covering 1971–2021.

this entity is one of the data points covered by this site’s U.S. flood risk, NFIP claims, and disaster declarations dataset. The detail above comes directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the context that follows situates the headline numbers against the broader distribution across U.S. ZIPs, counties, and states.

Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.