Updated April 2026
Flood Risk in Maryland
Maryland has 25 counties with flood risk data, 146 total NFIP flood insurance claims, and an average risk score of 14 out of 100.
25
Counties
146
NFIP Claims
$2,535,073
Total Payouts
14
Avg Risk Score
Grade Distribution
A
25
counties
B
0
counties
C
0
counties
D
0
counties
F
0
counties
Riskiest in Maryland
| County | Grade | Score |
|---|---|---|
| Anne Arundel | A | 20 |
| Prince George's | A | 20 |
| Dorchester | A | 19 |
| Somerset | A | 19 |
| Baltimore | A | 18 |
Safest in Maryland
| County | Grade | Score |
|---|---|---|
| Statewide | A | 8 |
| Garrett | A | 11 |
| Queen Anne's | A | 11 |
| Worcester | A | 11 |
| St. Mary's | A | 12 |
All 25 Counties in Maryland
Sorted by flood risk score, highest to lowest.
| # | County | Grade | Score | Claims | Payouts | Disasters |
|---|---|---|---|---|---|---|
| 1 | Anne Arundel | A | 20 | 18 | $99,694 | 10 |
| 2 | Prince George's | A | 20 | 18 | $126,492 | 9 |
| 3 | Dorchester | A | 19 | 11 | $104,673 | 8 |
| 4 | Somerset | A | 19 | 12 | $135,008 | 8 |
| 5 | Baltimore | A | 18 | 20 | $555,517 | 11 |
| 6 | Baltimore | A | 18 | 10 | $315,593 | 9 |
| 7 | Montgomery | A | 15 | 9 | $6,113 | 8 |
| 8 | Wicomico | A | 14 | 8 | $270,065 | 7 |
| 9 | Calvert | A | 13 | 2 | $18,813 | 10 |
| 10 | Howard | A | 13 | 8 | $267,924 | 11 |
| 11 | Carroll | A | 13 | 3 | $1,275 | 10 |
| 12 | Cecil | A | 13 | 0 | $0 | 11 |
| 13 | Charles | A | 13 | 0 | $0 | 10 |
| 14 | Frederick | A | 13 | 6 | $71,571 | 11 |
| 15 | Harford | A | 13 | 1 | $25,029 | 10 |
| 16 | St. Mary's | A | 12 | 4 | $61,112 | 8 |
| 17 | Allegany | A | 12 | 3 | $140,071 | 9 |
| 18 | Caroline | A | 12 | 2 | $100,151 | 8 |
| 19 | Kent | A | 12 | 0 | $0 | 9 |
| 20 | Talbot | A | 12 | 2 | $195,237 | 9 |
| 21 | Washington | A | 12 | 1 | $2,284 | 8 |
| 22 | Garrett | A | 11 | 0 | $0 | 6 |
| 23 | Queen Anne's | A | 11 | 4 | $26,720 | 7 |
| 24 | Worcester | A | 11 | 4 | $11,731 | 7 |
| 25 | Statewide | A | 8 | 0 | $0 | 1 |