Frederick, MD
Frederick County in Maryland has 11 FEMA disaster declarations on record covering 1971–2012, most recently Hurricane Sandy on Nov 20, 2012 (DR-4091). Its flood risk grade is A (Low risk), ranking #2548 of 3,277 U.S. counties, with 12 NFIP flood insurance claims totaling $96,210 in payouts. Flood risk is relatively low compared to the national average.
FEMA Disaster Declarations in Frederick County
The 11 most recent federally declared disasters affecting Frederick County, MD (1971–2012). Total declarations on record: 11.
| Declared | Incident Type | Title | FEMA Disaster # |
|---|---|---|---|
| Nov 20, 2012 | Hurricane | Hurricane Sandy | DR-4091 |
| Oct 28, 2012 | Hurricane | Hurricane Sandy | DR-3349 |
| Aug 27, 2011 | Hurricane | Hurricane Irene | DR-3335 |
| Sep 13, 2005 | Hurricane | Hurricane Katrina Evacuation | DR-3251 |
| Sep 19, 2003 | Hurricane | Hurricane Isabel | DR-1492 |
| Sep 17, 1996 | Hurricane | Severe Storms and Flooding Assoc With Tropical Storm Fran | DR-1139 |
| Jan 23, 1996 | Flood | Severe Storms and Flooding | DR-1094 |
| Oct 14, 1976 | Flood | Severe Storms & Flooding | DR-522 |
| Oct 4, 1975 | Flood | Heavy Rains & Flooding | DR-489 |
| Jun 23, 1972 | Flood | Tropical Storm Agnes | DR-341 |
| Aug 17, 1971 | Flood | Severe Storms & Flooding | DR-309 |
Score Breakdown
The composite score of 9 is calculated from four weighted factors. See our methodology for details.
Other Counties in Maryland
| County | Grade | Score | Claims | Disasters |
|---|---|---|---|---|
| Prince George's | A | 9 | 71 | 9 |
| Montgomery | A | 8 | 47 | 8 |
| Statewide | A | 8 | 0 | 1 |
| Howard | A | 11 | 29 | 11 |
| Garrett | A | 11 | 2 | 6 |
| Worcester | A | 11 | 11 | 7 |
More Counties in Maryland
Frequently Asked Questions
How many FEMA disaster declarations does Frederick County, MD have?
Frederick County, MD has 11 federal disaster declarations on FEMA record (1971–2012). The 5 most recent are: Hurricane Sandy (declared Nov 20, 2012, DR-4091); Hurricane Sandy (declared Oct 28, 2012, DR-3349); Hurricane Irene (declared Aug 27, 2011, DR-3335); Hurricane Katrina Evacuation (declared Sep 13, 2005, DR-3251); Hurricane Isabel (declared Sep 19, 2003, DR-1492). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.
What is the flood risk grade for Frederick County, MD?
Frederick County is graded A (composite score 9/100, low risk). It ranks #2548 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).
How many NFIP flood insurance claims have been filed in Frederick County?
12 NFIP flood insurance claims have been filed in Frederick County, MD, totaling $96,210 in payouts. The average claim is $8,018. Source: FEMA FimaNfipClaims v2 dataset.
Has Frederick County, MD had any recent flood disasters?
Yes. The most recent FEMA declaration affecting Frederick County was Hurricane Sandy on Nov 20, 2012 (DR-4091). The county has 11 declared disasters in the OpenFEMA record covering 1971–2012.
For this entity, the underlying data on this page comes from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. The breakdown above is the federal record; the paragraphs below add the per-entity context that makes the headline numbers usable for a real decision rather than just a data lookup.
Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.
Practical use of this page is in combination with the comparison and ranking pages elsewhere on the site, which surface the same data for this entity’s peers within U.S. ZIPs, counties, and states. A single-entity reading without peer context can be misleading when an entity is an outlier on one axis but typical on another.
Source: FEMA OpenFEMA datasets, 2026.