Garrett, MD
Garrett County in Maryland has 6 FEMA disaster declarations on record covering 1996–2012, most recently Hurricane Sandy on Nov 20, 2012 (DR-4091). Its flood risk grade is A (Low risk), ranking #1669 of 3,277 U.S. counties, with 2 NFIP flood insurance claims totaling $12,945 in payouts. Flood risk is relatively low compared to the national average.
FEMA Disaster Declarations in Garrett County
The 6 most recent federally declared disasters affecting Garrett County, MD (1996–2012). Total declarations on record: 6.
| Declared | Incident Type | Title | FEMA Disaster # |
|---|---|---|---|
| Nov 20, 2012 | Hurricane | Hurricane Sandy | DR-4091 |
| Oct 28, 2012 | Hurricane | Hurricane Sandy | DR-3349 |
| Sep 13, 2005 | Hurricane | Hurricane Katrina Evacuation | DR-3251 |
| Sep 19, 2003 | Hurricane | Hurricane Isabel | DR-1492 |
| Sep 17, 1996 | Hurricane | Severe Storms and Flooding Assoc With Tropical Storm Fran | DR-1139 |
| Jan 23, 1996 | Flood | Severe Storms and Flooding | DR-1094 |
Score Breakdown
The composite score of 11 is calculated from four weighted factors. See our methodology for details.
Other Counties in Maryland
| County | Grade | Score | Claims | Disasters |
|---|---|---|---|---|
| Howard | A | 11 | 29 | 11 |
| Worcester | A | 11 | 11 | 7 |
| Allegany | A | 12 | 13 | 9 |
| Caroline | A | 12 | 1 | 8 |
| Kent | A | 12 | 4 | 9 |
| Carroll | A | 13 | 5 | 10 |
More Counties in Maryland
Frequently Asked Questions
How many FEMA disaster declarations does Garrett County, MD have?
Garrett County, MD has 6 federal disaster declarations on FEMA record (1996–2012). The 5 most recent are: Hurricane Sandy (declared Nov 20, 2012, DR-4091); Hurricane Sandy (declared Oct 28, 2012, DR-3349); Hurricane Katrina Evacuation (declared Sep 13, 2005, DR-3251); Hurricane Isabel (declared Sep 19, 2003, DR-1492); Severe Storms and Flooding Assoc With Tropical Storm Fran (declared Sep 17, 1996, DR-1139). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.
What is the flood risk grade for Garrett County, MD?
Garrett County is graded A (composite score 11/100, low risk). It ranks #1669 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).
How many NFIP flood insurance claims have been filed in Garrett County?
2 NFIP flood insurance claims have been filed in Garrett County, MD, totaling $12,945 in payouts. The average claim is $6,472. Source: FEMA FimaNfipClaims v2 dataset.
Has Garrett County, MD had any recent flood disasters?
Yes. The most recent FEMA declaration affecting Garrett County was Hurricane Sandy on Nov 20, 2012 (DR-4091). The county has 6 declared disasters in the OpenFEMA record covering 1996–2012.
The this entity record above pulls directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. What follows is the per-entity context — how this entity sits in the broader U.S. flood risk, NFIP claims, and disaster declarations distribution and which underlying factors drive the headline numbers.
Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.
For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.
Source: FEMA OpenFEMA datasets, 2026.