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Carroll, MD

Flood Risk Score: 13/100 · Rank #919 of 3,277 counties

Carroll County in Maryland has 10 FEMA disaster declarations on record covering 1971–2012, most recently Hurricane Sandy on Nov 20, 2012 (DR-4091). Its flood risk grade is A (Low risk), ranking #919 of 3,277 U.S. counties, with 5 NFIP flood insurance claims totaling $134,635 in payouts. Flood risk is relatively low compared to the national average.

13
Risk Score
5
NFIP Claims
$134,635
Total Payouts
10
Disasters
$26,927
Avg Claim
5
Active Policies

FEMA Disaster Declarations in Carroll County

The 10 most recent federally declared disasters affecting Carroll County, MD (1971–2012). Total declarations on record: 10.

DeclaredIncident TypeTitleFEMA Disaster #
Nov 20, 2012HurricaneHurricane SandyDR-4091
Oct 28, 2012HurricaneHurricane SandyDR-3349
Aug 27, 2011HurricaneHurricane IreneDR-3335
Sep 13, 2005HurricaneHurricane Katrina EvacuationDR-3251
Sep 19, 2003HurricaneHurricane IsabelDR-1492
Jan 23, 1996FloodSevere Storms and FloodingDR-1094
Oct 14, 1976FloodSevere Storms & FloodingDR-522
Oct 4, 1975FloodHeavy Rains & FloodingDR-489
Jun 23, 1972FloodTropical Storm AgnesDR-341
Aug 17, 1971FloodSevere Storms & FloodingDR-309

Score Breakdown

The composite score of 13 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
21
Claim Severity
20%
0
Year-over-Year Trend
15%
50

Other Counties in Maryland

CountyGradeScoreClaimsDisasters
AlleganyA12139
CarolineA1218
KentA1249
HowardA112911
GarrettA1126
WorcesterA11117
View All Counties in Maryland

Frequently Asked Questions

How many FEMA disaster declarations does Carroll County, MD have?

Carroll County, MD has 10 federal disaster declarations on FEMA record (1971–2012). The 5 most recent are: Hurricane Sandy (declared Nov 20, 2012, DR-4091); Hurricane Sandy (declared Oct 28, 2012, DR-3349); Hurricane Irene (declared Aug 27, 2011, DR-3335); Hurricane Katrina Evacuation (declared Sep 13, 2005, DR-3251); Hurricane Isabel (declared Sep 19, 2003, DR-1492). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Carroll County, MD?

Carroll County is graded A (composite score 13/100, low risk). It ranks #919 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Carroll County?

5 NFIP flood insurance claims have been filed in Carroll County, MD, totaling $134,635 in payouts. The average claim is $26,927. Source: FEMA FimaNfipClaims v2 dataset.

Has Carroll County, MD had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Carroll County was Hurricane Sandy on Nov 20, 2012 (DR-4091). The county has 10 declared disasters in the OpenFEMA record covering 1971–2012.

For this entity, the underlying data on this page comes from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. The breakdown above is the federal record; the paragraphs below add the per-entity context that makes the headline numbers usable for a real decision rather than just a data lookup.

The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.