Caroline, MD
Caroline County in Maryland has 8 FEMA disaster declarations on record covering 1972–2012, most recently Hurricane Sandy on Nov 20, 2012 (DR-4091). Its flood risk grade is A (Low risk), ranking #1222 of 3,277 U.S. counties, with 1 NFIP flood insurance claims totaling $86,321 in payouts. Flood risk is relatively low compared to the national average.
FEMA Disaster Declarations in Caroline County
The 8 most recent federally declared disasters affecting Caroline County, MD (1972–2012). Total declarations on record: 8.
| Declared | Incident Type | Title | FEMA Disaster # |
|---|---|---|---|
| Nov 20, 2012 | Hurricane | Hurricane Sandy | DR-4091 |
| Oct 28, 2012 | Hurricane | Hurricane Sandy | DR-3349 |
| Sep 16, 2011 | Hurricane | Hurricane Irene | DR-4034 |
| Aug 27, 2011 | Hurricane | Hurricane Irene | DR-3335 |
| Sep 13, 2005 | Hurricane | Hurricane Katrina Evacuation | DR-3251 |
| Sep 19, 2003 | Hurricane | Hurricane Isabel | DR-1492 |
| Sep 24, 1999 | Hurricane | Hurricane Floyd Major Disaster Declarations | DR-1303 |
| Jun 23, 1972 | Flood | Tropical Storm Agnes | DR-341 |
Score Breakdown
The composite score of 12 is calculated from four weighted factors. See our methodology for details.
Other Counties in Maryland
| County | Grade | Score | Claims | Disasters |
|---|---|---|---|---|
| Allegany | A | 12 | 13 | 9 |
| Kent | A | 12 | 4 | 9 |
| Carroll | A | 13 | 5 | 10 |
| Howard | A | 11 | 29 | 11 |
| Garrett | A | 11 | 2 | 6 |
| Worcester | A | 11 | 11 | 7 |
More Counties in Maryland
Frequently Asked Questions
How many FEMA disaster declarations does Caroline County, MD have?
Caroline County, MD has 8 federal disaster declarations on FEMA record (1972–2012). The 5 most recent are: Hurricane Sandy (declared Nov 20, 2012, DR-4091); Hurricane Sandy (declared Oct 28, 2012, DR-3349); Hurricane Irene (declared Sep 16, 2011, DR-4034); Hurricane Irene (declared Aug 27, 2011, DR-3335); Hurricane Katrina Evacuation (declared Sep 13, 2005, DR-3251). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.
What is the flood risk grade for Caroline County, MD?
Caroline County is graded A (composite score 12/100, low risk). It ranks #1222 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).
How many NFIP flood insurance claims have been filed in Caroline County?
1 NFIP flood insurance claims have been filed in Caroline County, MD, totaling $86,321 in payouts. The average claim is $86,321. Source: FEMA FimaNfipClaims v2 dataset.
Has Caroline County, MD had any recent flood disasters?
Yes. The most recent FEMA declaration affecting Caroline County was Hurricane Sandy on Nov 20, 2012 (DR-4091). The county has 8 declared disasters in the OpenFEMA record covering 1972–2012.
For this entity, the underlying data on this page comes from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. The breakdown above is the federal record; the paragraphs below add the per-entity context that makes the headline numbers usable for a real decision rather than just a data lookup.
The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.
Practical use of this page is in combination with the comparison and ranking pages elsewhere on the site, which surface the same data for this entity’s peers within U.S. ZIPs, counties, and states. A single-entity reading without peer context can be misleading when an entity is an outlier on one axis but typical on another.
Source: FEMA OpenFEMA datasets, 2026.