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Talbot, MD

Flood Risk Score: 20/100 · Rank #204 of 3,277 counties

Talbot County in Maryland has 9 FEMA disaster declarations on record covering 1972–2012, most recently Hurricane Sandy on Nov 20, 2012 (DR-4091). Its flood risk grade is A (Low risk), ranking #204 of 3,277 U.S. counties, with 19 NFIP flood insurance claims totaling $664,034 in payouts. Flood risk is relatively low compared to the national average.

20
Risk Score
19
NFIP Claims
$664,034
Total Payouts
9
Disasters
$34,949
Avg Claim
19
Active Policies

FEMA Disaster Declarations in Talbot County

The 9 most recent federally declared disasters affecting Talbot County, MD (1972–2012). Total declarations on record: 9.

DeclaredIncident TypeTitleFEMA Disaster #
Nov 20, 2012HurricaneHurricane SandyDR-4091
Oct 28, 2012HurricaneHurricane SandyDR-3349
Sep 16, 2011HurricaneHurricane IreneDR-4034
Aug 27, 2011HurricaneHurricane IreneDR-3335
Sep 13, 2005HurricaneHurricane Katrina EvacuationDR-3251
Sep 19, 2003HurricaneHurricane IsabelDR-1492
Sep 24, 1999HurricaneHurricane Floyd Major Disaster DeclarationsDR-1303
Oct 4, 1975FloodHeavy Rains & FloodingDR-489
Jun 23, 1972FloodTropical Storm AgnesDR-341

Score Breakdown

The composite score of 20 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
19
Claim Severity
20%
0
Year-over-Year Trend
15%
100

Other Counties in Maryland

CountyGradeScoreClaimsDisasters
CalvertA201510
CharlesA201510
CecilB211411
DorchesterA19268
BaltimoreA195911
Anne ArundelA196410
View All Counties in Maryland

Frequently Asked Questions

How many FEMA disaster declarations does Talbot County, MD have?

Talbot County, MD has 9 federal disaster declarations on FEMA record (1972–2012). The 5 most recent are: Hurricane Sandy (declared Nov 20, 2012, DR-4091); Hurricane Sandy (declared Oct 28, 2012, DR-3349); Hurricane Irene (declared Sep 16, 2011, DR-4034); Hurricane Irene (declared Aug 27, 2011, DR-3335); Hurricane Katrina Evacuation (declared Sep 13, 2005, DR-3251). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Talbot County, MD?

Talbot County is graded A (composite score 20/100, low risk). It ranks #204 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Talbot County?

19 NFIP flood insurance claims have been filed in Talbot County, MD, totaling $664,034 in payouts. The average claim is $34,949. Source: FEMA FimaNfipClaims v2 dataset.

Has Talbot County, MD had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Talbot County was Hurricane Sandy on Nov 20, 2012 (DR-4091). The county has 9 declared disasters in the OpenFEMA record covering 1972–2012.

For this entity, the underlying data on this page comes from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. The breakdown above is the federal record; the paragraphs below add the per-entity context that makes the headline numbers usable for a real decision rather than just a data lookup.

The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.

Practical use of this page is in combination with the comparison and ranking pages elsewhere on the site, which surface the same data for this entity’s peers within U.S. ZIPs, counties, and states. A single-entity reading without peer context can be misleading when an entity is an outlier on one axis but typical on another.

Source: FEMA OpenFEMA datasets, 2026.