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Baltimore, MD

Flood Risk Score: 19/100 · Rank #253 of 3,277 counties

Baltimore County in Maryland has 11 FEMA disaster declarations on record covering 1971–2018, most recently Severe Storm and Flooding on Jul 2, 2018 (DR-4376). Its flood risk grade is A (Low risk), ranking #253 of 3,277 U.S. counties, with 59 NFIP flood insurance claims totaling $640,135 in payouts. Flood risk is relatively low compared to the national average.

19
Risk Score
59
NFIP Claims
$640,135
Total Payouts
11
Disasters
$10,850
Avg Claim
59
Active Policies

FEMA Disaster Declarations in Baltimore County

The 11 most recent federally declared disasters affecting Baltimore County, MD (1971–2018). Total declarations on record: 11.

DeclaredIncident TypeTitleFEMA Disaster #
Jul 2, 2018FloodSevere Storm and FloodingDR-4376
Nov 20, 2012HurricaneHurricane SandyDR-4091
Oct 28, 2012HurricaneHurricane SandyDR-3349
Oct 5, 2011FloodRemnants of Tropical Storm LeeDR-4038
Sep 16, 2011HurricaneHurricane IreneDR-4034
Aug 27, 2011HurricaneHurricane IreneDR-3335
Sep 13, 2005HurricaneHurricane Katrina EvacuationDR-3251
Sep 19, 2003HurricaneHurricane IsabelDR-1492
Oct 4, 1975FloodHeavy Rains & FloodingDR-489
Jun 23, 1972FloodTropical Storm AgnesDR-341
Aug 17, 1971FloodSevere Storms & FloodingDR-309

Score Breakdown

The composite score of 19 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
1
Disaster Frequency
25%
23
Claim Severity
20%
0
Year-over-Year Trend
15%
84

Other Counties in Maryland

CountyGradeScoreClaimsDisasters
DorchesterA19268
Anne ArundelA196410
Queen Anne'sA19177
SomersetA19198
CalvertA201510
CharlesA201510
View All Counties in Maryland

Frequently Asked Questions

How many FEMA disaster declarations does Baltimore County, MD have?

Baltimore County, MD has 11 federal disaster declarations on FEMA record (1971–2018). The 5 most recent are: Severe Storm and Flooding (declared Jul 2, 2018, DR-4376); Hurricane Sandy (declared Nov 20, 2012, DR-4091); Hurricane Sandy (declared Oct 28, 2012, DR-3349); Remnants of Tropical Storm Lee (declared Oct 5, 2011, DR-4038); Hurricane Irene (declared Sep 16, 2011, DR-4034). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Baltimore County, MD?

Baltimore County is graded A (composite score 19/100, low risk). It ranks #253 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Baltimore County?

59 NFIP flood insurance claims have been filed in Baltimore County, MD, totaling $640,135 in payouts. The average claim is $10,850. Source: FEMA FimaNfipClaims v2 dataset.

Has Baltimore County, MD had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Baltimore County was Severe Storm and Flooding on Jul 2, 2018 (DR-4376). The county has 11 declared disasters in the OpenFEMA record covering 1971–2018.

this entity is one of the data points covered by this site’s U.S. flood risk, NFIP claims, and disaster declarations dataset. The detail above comes directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the context that follows situates the headline numbers against the broader distribution across U.S. ZIPs, counties, and states.

The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.