Somerset, MD
Somerset County in Maryland has 8 FEMA disaster declarations on record covering 1972–2012, most recently Hurricane Sandy on Nov 20, 2012 (DR-4091). Its flood risk grade is A (Low risk), ranking #261 of 3,277 U.S. counties, with 19 NFIP flood insurance claims totaling $226,714 in payouts. Flood risk is relatively low compared to the national average.
FEMA Disaster Declarations in Somerset County
The 8 most recent federally declared disasters affecting Somerset County, MD (1972–2012). Total declarations on record: 8.
| Declared | Incident Type | Title | FEMA Disaster # |
|---|---|---|---|
| Nov 20, 2012 | Hurricane | Hurricane Sandy | DR-4091 |
| Oct 28, 2012 | Hurricane | Hurricane Sandy | DR-3349 |
| Sep 16, 2011 | Hurricane | Hurricane Irene | DR-4034 |
| Aug 27, 2011 | Hurricane | Hurricane Irene | DR-3335 |
| Sep 13, 2005 | Hurricane | Hurricane Katrina Evacuation | DR-3251 |
| Sep 19, 2003 | Hurricane | Hurricane Isabel | DR-1492 |
| Sep 24, 1999 | Hurricane | Hurricane Floyd Major Disaster Declarations | DR-1303 |
| Jun 23, 1972 | Flood | Tropical Storm Agnes | DR-341 |
Score Breakdown
The composite score of 19 is calculated from four weighted factors. See our methodology for details.
Other Counties in Maryland
| County | Grade | Score | Claims | Disasters |
|---|---|---|---|---|
| Dorchester | A | 19 | 26 | 8 |
| Baltimore | A | 19 | 59 | 11 |
| Anne Arundel | A | 19 | 64 | 10 |
| Queen Anne's | A | 19 | 17 | 7 |
| Calvert | A | 20 | 15 | 10 |
| Charles | A | 20 | 15 | 10 |
More Counties in Maryland
Frequently Asked Questions
How many FEMA disaster declarations does Somerset County, MD have?
Somerset County, MD has 8 federal disaster declarations on FEMA record (1972–2012). The 5 most recent are: Hurricane Sandy (declared Nov 20, 2012, DR-4091); Hurricane Sandy (declared Oct 28, 2012, DR-3349); Hurricane Irene (declared Sep 16, 2011, DR-4034); Hurricane Irene (declared Aug 27, 2011, DR-3335); Hurricane Katrina Evacuation (declared Sep 13, 2005, DR-3251). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.
What is the flood risk grade for Somerset County, MD?
Somerset County is graded A (composite score 19/100, low risk). It ranks #261 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).
How many NFIP flood insurance claims have been filed in Somerset County?
19 NFIP flood insurance claims have been filed in Somerset County, MD, totaling $226,714 in payouts. The average claim is $11,932. Source: FEMA FimaNfipClaims v2 dataset.
Has Somerset County, MD had any recent flood disasters?
Yes. The most recent FEMA declaration affecting Somerset County was Hurricane Sandy on Nov 20, 2012 (DR-4091). The county has 8 declared disasters in the OpenFEMA record covering 1972–2012.
The this entity record above pulls directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. What follows is the per-entity context — how this entity sits in the broader U.S. flood risk, NFIP claims, and disaster declarations distribution and which underlying factors drive the headline numbers.
The methodology behind every numeric value on this page is publicly documented on the FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims portal and described in detail on this site’s methodology page. Refresh cadence varies by underlying series; the page surfaces the as-of date for each number so readers can trace any figure back to the source release.
For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.
Source: FEMA OpenFEMA datasets, 2026.