Harford, MD
Harford County in Maryland has 10 FEMA disaster declarations on record covering 1971–2012, most recently Hurricane Sandy on Nov 20, 2012 (DR-4091). Its flood risk grade is A (Low risk), ranking #415 of 3,277 U.S. counties, with 10 NFIP flood insurance claims totaling $213,761 in payouts. Flood risk is relatively low compared to the national average.
FEMA Disaster Declarations in Harford County
The 10 most recent federally declared disasters affecting Harford County, MD (1971–2012). Total declarations on record: 10.
| Declared | Incident Type | Title | FEMA Disaster # |
|---|---|---|---|
| Nov 20, 2012 | Hurricane | Hurricane Sandy | DR-4091 |
| Oct 28, 2012 | Hurricane | Hurricane Sandy | DR-3349 |
| Oct 5, 2011 | Flood | Remnants of Tropical Storm Lee | DR-4038 |
| Sep 16, 2011 | Hurricane | Hurricane Irene | DR-4034 |
| Aug 27, 2011 | Hurricane | Hurricane Irene | DR-3335 |
| Sep 13, 2005 | Hurricane | Hurricane Katrina Evacuation | DR-3251 |
| Sep 19, 2003 | Hurricane | Hurricane Isabel | DR-1492 |
| Sep 24, 1999 | Hurricane | Hurricane Floyd Major Disaster Declarations | DR-1303 |
| Jun 23, 1972 | Flood | Tropical Storm Agnes | DR-341 |
| Aug 17, 1971 | Flood | Severe Storms & Flooding | DR-309 |
Score Breakdown
The composite score of 17 is calculated from four weighted factors. See our methodology for details.
Other Counties in Maryland
| County | Grade | Score | Claims | Disasters |
|---|---|---|---|---|
| Washington | A | 17 | 7 | 8 |
| St. Mary's | A | 18 | 17 | 8 |
| Dorchester | A | 19 | 26 | 8 |
| Baltimore | A | 19 | 59 | 11 |
| Anne Arundel | A | 19 | 64 | 10 |
| Queen Anne's | A | 19 | 17 | 7 |
More Counties in Maryland
Frequently Asked Questions
How many FEMA disaster declarations does Harford County, MD have?
Harford County, MD has 10 federal disaster declarations on FEMA record (1971–2012). The 5 most recent are: Hurricane Sandy (declared Nov 20, 2012, DR-4091); Hurricane Sandy (declared Oct 28, 2012, DR-3349); Remnants of Tropical Storm Lee (declared Oct 5, 2011, DR-4038); Hurricane Irene (declared Sep 16, 2011, DR-4034); Hurricane Irene (declared Aug 27, 2011, DR-3335). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.
What is the flood risk grade for Harford County, MD?
Harford County is graded A (composite score 17/100, low risk). It ranks #415 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).
How many NFIP flood insurance claims have been filed in Harford County?
10 NFIP flood insurance claims have been filed in Harford County, MD, totaling $213,761 in payouts. The average claim is $21,376. Source: FEMA FimaNfipClaims v2 dataset.
Has Harford County, MD had any recent flood disasters?
Yes. The most recent FEMA declaration affecting Harford County was Hurricane Sandy on Nov 20, 2012 (DR-4091). The county has 10 declared disasters in the OpenFEMA record covering 1971–2012.
this entity is one of the data points covered by this site’s U.S. flood risk, NFIP claims, and disaster declarations dataset. The detail above comes directly from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the context that follows situates the headline numbers against the broader distribution across U.S. ZIPs, counties, and states.
Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.
For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.
Source: FEMA OpenFEMA datasets, 2026.