Updated April 2026
Flood Risk in Tennessee
Tennessee has 96 counties with flood risk data, 215 total NFIP flood insurance claims, and an average risk score of 10 out of 100.
96
Counties
215
NFIP Claims
$8,247,168
Total Payouts
10
Avg Risk Score
Grade Distribution
A
96
counties
B
0
counties
C
0
counties
D
0
counties
F
0
counties
All 96 Counties in Tennessee
Sorted by flood risk score, highest to lowest.
| # | County | Grade | Score | Claims | Payouts | Disasters |
|---|---|---|---|---|---|---|
| 1 | Davidson | A | 12 | 50 | $1,864,470 | 2 |
| 2 | Hickman | A | 11 | 4 | $654,009 | 6 |
| 3 | Campbell | A | 11 | 0 | $0 | 6 |
| 4 | Cocke | A | 11 | 1 | $1,105 | 7 |
| 5 | Coffee | A | 11 | 0 | $0 | 6 |
| 6 | Dyer | A | 11 | 5 | $293,038 | 6 |
| 7 | Jackson | A | 11 | 0 | $0 | 7 |
| 8 | Marion | A | 11 | 3 | $39,341 | 7 |
| 9 | Roane | A | 11 | 0 | $0 | 6 |
| 10 | Scott | A | 11 | 0 | $0 | 6 |
| 11 | Unicoi | A | 11 | 0 | $0 | 6 |
| 12 | Van Buren | A | 11 | 1 | $57,738 | 6 |
| 13 | Dickson | A | 10 | 2 | $203,163 | 4 |
| 14 | Houston | A | 10 | 0 | $0 | 4 |
| 15 | Humphreys | A | 10 | 13 | $1,766,533 | 5 |
| 16 | Anderson | A | 10 | 0 | $0 | 5 |
| 17 | Bedford | A | 10 | 0 | $0 | 4 |
| 18 | Bledsoe | A | 10 | 0 | $0 | 5 |
| 19 | Blount | A | 10 | 1 | $12,472 | 4 |
| 20 | Carter | A | 10 | 6 | $121,331 | 5 |
| 21 | Cheatham | A | 10 | 6 | $136,931 | 4 |
| 22 | Claiborne | A | 10 | 0 | $0 | 5 |
| 23 | Clay | A | 10 | 0 | $0 | 4 |
| 24 | Gibson | A | 10 | 1 | $22,166 | 5 |
| 25 | Giles | A | 10 | 0 | $0 | 4 |
| 26 | Grainger | A | 10 | 0 | $0 | 5 |
| 27 | Greene | A | 10 | 1 | $6,690 | 4 |
| 28 | Hamblen | A | 10 | 0 | $0 | 4 |
| 29 | Hancock | A | 10 | 0 | $0 | 5 |
| 30 | Hardin | A | 10 | 8 | $142,539 | 5 |
| 31 | Hawkins | A | 10 | 0 | $0 | 4 |
| 32 | Jefferson | A | 10 | 0 | $0 | 5 |
| 33 | Johnson | A | 10 | 3 | $236,195 | 5 |
| 34 | Lake | A | 10 | 0 | $0 | 5 |
| 35 | Lauderdale | A | 10 | 0 | $0 | 5 |
| 36 | Lawrence | A | 10 | 0 | $0 | 4 |
| 37 | Lewis | A | 10 | 0 | $0 | 4 |
| 38 | Lincoln | A | 10 | 1 | $0 | 4 |
| 39 | Morgan | A | 10 | 0 | $0 | 5 |
| 40 | Obion | A | 10 | 2 | $18,684 | 5 |
| 41 | Overton | A | 10 | 0 | $0 | 5 |
| 42 | Perry | A | 10 | 2 | $38,000 | 4 |
| 43 | Rhea | A | 10 | 1 | $18,496 | 4 |
| 44 | Sevier | A | 10 | 1 | $8,488 | 5 |
| 45 | Smith | A | 10 | 3 | $115,336 | 4 |
| 46 | Tipton | A | 10 | 1 | $9,474 | 4 |
| 47 | Union | A | 10 | 0 | $0 | 4 |
| 48 | Warren | A | 10 | 0 | $0 | 5 |
| 49 | Wayne | A | 10 | 2 | $16,951 | 5 |
| 50 | Cumberland | A | 10 | 0 | $0 | 5 |
| 51 | Grundy | A | 10 | 0 | $0 | 4 |
| 52 | Macon | A | 10 | 0 | $0 | 4 |
| 53 | Polk | A | 10 | 0 | $0 | 4 |
| 54 | White | A | 10 | 0 | $0 | 4 |
| 55 | Decatur | A | 9 | 6 | $34,466 | 3 |
| 56 | DeKalb | A | 9 | 0 | $0 | 3 |
| 57 | Fentress | A | 9 | 0 | $0 | 3 |
| 58 | Knox | A | 9 | 4 | $107,374 | 3 |
| 59 | Loudon | A | 9 | 1 | $650 | 3 |
| 60 | McNairy | A | 9 | 1 | $56,900 | 3 |
| 61 | Marshall | A | 9 | 0 | $0 | 3 |
| 62 | Moore | A | 9 | 0 | $0 | 3 |
| 63 | Robertson | A | 9 | 1 | $21,464 | 3 |
| 64 | Sequatchie | A | 9 | 0 | $0 | 3 |
| 65 | Shelby | A | 9 | 8 | $369,986 | 3 |
| 66 | Stewart | A | 9 | 2 | $167,213 | 3 |
| 67 | Bradley | A | 9 | 4 | $30,697 | 3 |
| 68 | Cannon | A | 9 | 0 | $0 | 3 |
| 69 | Carroll | A | 9 | 0 | $0 | 2 |
| 70 | Chester | A | 9 | 0 | $0 | 2 |
| 71 | Franklin | A | 9 | 0 | $0 | 3 |
| 72 | Hardeman | A | 9 | 0 | $0 | 2 |
| 73 | Henderson | A | 9 | 0 | $0 | 2 |
| 74 | Henry | A | 9 | 1 | $0 | 2 |
| 75 | McMinn | A | 9 | 0 | $0 | 3 |
| 76 | Madison | A | 9 | 2 | $55,278 | 2 |
| 77 | Maury | A | 9 | 2 | $132,141 | 3 |
| 78 | Meigs | A | 9 | 0 | $0 | 2 |
| 79 | Monroe | A | 9 | 2 | $40,690 | 3 |
| 80 | Montgomery | A | 9 | 5 | $77,785 | 2 |
| 81 | Pickett | A | 9 | 0 | $0 | 2 |
| 82 | Putnam | A | 9 | 0 | $0 | 3 |
| 83 | Rutherford | A | 9 | 5 | $71,403 | 3 |
| 84 | Sullivan | A | 9 | 2 | $64,954 | 2 |
| 85 | Trousdale | A | 9 | 0 | $0 | 2 |
| 86 | Washington | A | 9 | 0 | $0 | 3 |
| 87 | Weakley | A | 9 | 0 | $0 | 2 |
| 88 | Williamson | A | 9 | 12 | $520,163 | 2 |
| 89 | Benton | A | 8 | 0 | $0 | 1 |
| 90 | Crockett | A | 8 | 0 | $0 | 1 |
| 91 | Fayette | A | 8 | 0 | $0 | 1 |
| 92 | Haywood | A | 8 | 2 | $42,534 | 1 |
| 93 | Wilson | A | 8 | 11 | $145,765 | 1 |
| 94 | Statewide | A | 8 | 0 | $0 | 1 |
| 95 | Sumner | A | 7 | 14 | $319,609 | 3 |
| 96 | Hamilton | A | 6 | 12 | $204,946 | 6 |