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A

Cumberland, TN

Flood Risk Score: 10/100 · Rank #2381 of 3,277 counties

Cumberland County in Tennessee has 5 FEMA disaster declarations on record covering 1969–2005, most recently Hurricane Katrina Evacuation on Sep 5, 2005 (DR-3217). Its flood risk grade is A (Low risk), ranking #2381 of 3,277 U.S. counties, with 0 NFIP flood insurance claims totaling $0 in payouts. Flood risk is relatively low compared to the national average.

10
Risk Score
0
NFIP Claims
$0
Total Payouts
5
Disasters
$0
Avg Claim
0
Active Policies

FEMA Disaster Declarations in Cumberland County

The 5 most recent federally declared disasters affecting Cumberland County, TN (1969–2005). Total declarations on record: 5.

DeclaredIncident TypeTitleFEMA Disaster #
Sep 5, 2005HurricaneHurricane Katrina EvacuationDR-3217
Jan 4, 1991FloodSevere Storms & FloodingDR-889
Mar 22, 1975FloodSevere Storms & FloodingDR-459
Jun 28, 1973FloodSevere Storms & FloodingDR-395
Jul 11, 1969FloodSevere Storms & FloodingDR-263

Score Breakdown

The composite score of 10 is calculated from four weighted factors. See our methodology for details.

Claims Density
40%
0
Disaster Frequency
25%
11
Claim Severity
20%
0
Year-over-Year Trend
15%
50

Other Counties in Tennessee

CountyGradeScoreClaimsDisasters
HoustonA1014
HumphreysA10245
AndersonA1045
BedfordA1014
BledsoeA1005
BlountA1044
View All Counties in Tennessee

Frequently Asked Questions

How many FEMA disaster declarations does Cumberland County, TN have?

Cumberland County, TN has 5 federal disaster declarations on FEMA record (1969–2005). The 5 most recent are: Hurricane Katrina Evacuation (declared Sep 5, 2005, DR-3217); Severe Storms & Flooding (declared Jan 4, 1991, DR-889); Severe Storms & Flooding (declared Mar 22, 1975, DR-459); Severe Storms & Flooding (declared Jun 28, 1973, DR-395); Severe Storms & Flooding (declared Jul 11, 1969, DR-263). Counts include flood, severe storm, hurricane, and coastal storm declarations from the OpenFEMA DisasterDeclarationsSummaries dataset.

What is the flood risk grade for Cumberland County, TN?

Cumberland County is graded A (composite score 10/100, low risk). It ranks #2381 of 3,277 U.S. counties for flood risk in our scoring model. The grade combines NFIP claims density (40%), disaster frequency (25%), claim severity (20%), and year-over-year trend (15%).

How many NFIP flood insurance claims have been filed in Cumberland County?

0 NFIP flood insurance claims have been filed in Cumberland County, TN, totaling $0 in payouts. The average claim is $0. Source: FEMA FimaNfipClaims v2 dataset.

Has Cumberland County, TN had any recent flood disasters?

Yes. The most recent FEMA declaration affecting Cumberland County was Hurricane Katrina Evacuation on Sep 5, 2005 (DR-3217). The county has 5 declared disasters in the OpenFEMA record covering 1969–2005.

For this entity, the underlying data on this page comes from FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims. The breakdown above is the federal record; the paragraphs below add the per-entity context that makes the headline numbers usable for a real decision rather than just a data lookup.

Every number on this page links back to FEMA OpenFEMA datasets including the National Flood Hazard Layer and NFIP claims; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.

For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. ZIPs, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.

Source: FEMA OpenFEMA datasets, 2026.